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GD

Go Digit General IPO

Listed MAINBOARD BSE, NSE · General Insurance

Price Band

₹258.0–272.0

Issue Size

₹2614.65 Cr

Lot Size

55 shares

Min Investment

₹14,960

GMP

Grey Market Premium — the unofficial premium buyers are currently willing to pay over the issue price once this IPO lists. It's an informal market estimate, not guaranteed, and can move daily right up to listing day. Learn more: GMP vs Kostak vs Sauda →

+₹4.0 (1.47%)

Issue Price

₹272.0

Subject to Sauda

A separate grey-market deal made before allotment is known: a buyer agrees to pay you this amount for your IPO application — but only if you actually get allotted shares. No allotment means no payment either way. This is different from "Kostak," a similarly-named rate that's paid regardless of whether the application gets allotted — TopFund shows the Sauda rate because that's what our data source provides. Learn more: GMP vs Kostak vs Sauda →

₹200

Paid only if allotted

Go Digit General IPO AI Summary

  • Go Digit General IPO is listed on BSE, NSE in the General Insurance sector.
  • Price band: ₹258.0–₹272.0 per share, lot size 55 shares (min. investment ₹14,960).
  • Subscription window: 15 May–17 May 2024, listing on 23 May 2024.
  • Current GMP is +₹4.0 (1.47%), an estimated listing price of ₹276 — unofficial and can change daily.

Go Digit General Insurance Limited is an emerging player in the insurance sector with a strong growth trajectory in revenue and profitability. The IPO is priced at ₹272.0, with an implied P/E ratio significantly higher than its peers, indicating a premium valuation. Investors should consider their risk appetite and investment strategy before participating.

TopFund is not SEBI-registered — this is educational analysis, not personalized investment advice.

Go Digit General IPO — Third-Party Research Views

Reviews below reflect analyst calls made before this IPO closed on 17 May 2024 — not a current signal.

Reviewers are split — see individual calls below.

Subscribe 25 Jul
Neutral 25 Jul
Neutral 25 Jul
Neutral 25 Jul
Neutral 25 Jul
Subscribe 25 Jul
Subscribe 25 Jul
Subscribe 25 Jul
Neutral 25 Jul
Subscribe 25 Jul

Recommendations are sourced from third-party research firms and are not TopFund's own investment advice.

Important Dates

IPO Open Date
Wed, 15 May 2024
IPO Close Date
Fri, 17 May 2024
Allotment Date
Tue, 21 May 2024
Refund Initiation
Wed, 22 May 2024
Credit of Shares
Wed, 22 May 2024
Listing Date
Thu, 23 May 2024
Listing Price
₹276.0 +1.47%

Subscription Status

Subscription data unavailable

Go Digit General IPO Grey Market Premium (GMP) Today

GMP

+₹4.0

GMP %

+1.47%

Est. Listing

₹276.0

Updated: 25 Jul 2026 14:05

About the Company

Incorporated in December 2016, Go Digit General Insurance Limited is an insurance provider offering motor insurance, health insurance, travel insurance, property insurance, marine insurance, liability insurance and other insurance products, which customers can customize to meet their needs. The company has currently launched a total of 74 active products across all its business lines. As of December 31, 2023, the company had about 61,972 partners, including 58,532 POSPs and other agents. As of December 31, 2023, the company had a distribution centers in 24 states and union territories in India. As of Dec 31, 2023, company had 473 active bots to automate tasks for functions and partners. As of December 31, 2023, the company currently operates 75 offices throughout India. As of March 31, 2023 and December 31, 2023, the company had 3,333 and 3,957 employees, respectively.

Company Financials (₹ Cr)

As of 2023-12-31

Period Ended 31 Dec 2023 31 Mar 2023 31 Mar 2022 31 Mar 2021
Assets 3,619.95 3,346.75 2,919.01 1,874.80
Total Income 130.83 39.19 -293.64 -118.55
Profit After Tax 129.02 35.54 -295.85 -122.76
NET Worth 2,459.34 2,325.47 1,866.87 1,134.57
Reserves and Surplus 2,391.97 2,383.61 1,975.07 973.14
Total Borrowing 200.00

Key Ratios

EPS

₹0.41

NAV

₹27.75

RoNW

5.25%

P/B Value

9.67

P/E Ratio

670.31

Market Cap

₹24947.90 Cr

Peer Comparison

Company NAV RoNW P/E (x) EPS Basic EPS Diluted
Icici Lombard General Insurance Company Ltd 211.6 16.64% 48.14 35.21 35.16
Star Health And Allied Insurance Company Limited 93.35 11.39% 53.79 10.7 10.41
The New India Assurance Company Ltd 125.64 5.13% 38.47 6.36 6.36
Go Digit General Insurance Limited This IPO 26.61 1.53% — 0.41 0.4

Promoters

Kamesh Goyal, GoDigit Infoworks Services Pvt.Ltd., Oben Ventures LLP and FAL Corp

IPO Evaluation

Generated 23 Sep 2026

Revenue Trend

Total income increased significantly from ₹39.19 Cr for the period ending March 31, 2023, to ₹130.83 Cr by December 31, 2023. This represents a strong growth trajectory in revenue over this period.

Profit Trend

Profit After Tax rose from ₹35.54 Cr for the period ending March 31, 2023, to ₹129.02 Cr by December 31, 2023. This growth indicates a positive trend in profitability.

Valuation

At the issue price of ₹272.0, Go Digit General Insurance Limited has an implied P/E ratio of approximately 670.31 based on its EPS of ₹0.41. This is considerably higher compared to its peers, which trade within a P/E range of approximately 38.47 to 53.79.

Grey Market Premium, Explained

The Grey Market Premium (GMP) indicates the premium at which an IPO is expected to list compared to its issue price. A positive GMP suggests that the IPO may list at a higher price than the issue price, while a negative GMP indicates the opposite.

Who This IPO Suits

Investors comfortable with short-term volatility and a long-term horizon typically weigh IPOs like this against their overall investment strategy, considering factors such as the company's growth potential and market conditions.

Who May Want to Wait

Investors who prefer stable, established companies with predictable earnings may want to avoid IPOs like this, which can be more volatile and carry higher risks.

Listing Gains — The Risk

Listing-day gains can be unpredictable and are influenced by various factors, including market conditions and investor sentiment. While some IPOs may experience significant gains on their debut, others may not perform as well, leading to potential losses.

This evaluation is generated from Go Digit General's own public IPO filing data for educational purposes and is not investment advice or a recommendation to apply, subscribe to, or avoid this issue — see Broker Recommendations below for named third-party research views (clearly attributed, not TopFund's own). TopFund is not a SEBI-registered investment adviser — see our Disclaimer.

Frequently Asked Questions

What is Go Digit General IPO GMP today?

Go Digit General IPO GMP today is +₹4.0 (1.47%), indicating an estimated listing price of ₹276. GMP is an unofficial grey-market indicator and can change daily.

What is the price band of Go Digit General IPO?

The price band of Go Digit General IPO is ₹258.0–₹272.0 per share.

When does Go Digit General IPO open and close?

Go Digit General IPO opens on 15 May 2024 and closes on 17 May 2024.

When does Go Digit General IPO list on the stock exchange?

Go Digit General IPO listed on 23 May 2024 at ₹276.0.

What is the lot size for Go Digit General IPO?

The lot size for Go Digit General IPO is 55 shares, requiring a minimum investment of ₹14,960.

What is the lot size for the Go Digit General IPO?

The lot size for the Go Digit General IPO is 55 shares.

What is the minimum investment required?

The minimum investment required is ₹14,960.

What is the price band for the IPO?

The price band for the IPO is between ₹258.0 and ₹272.0.

When is the listing date for the IPO?

The listing date for the IPO is May 23, 2024.

What does GMP mean?

GMP stands for Grey Market Premium, which indicates the expected premium at which an IPO may list compared to its issue price.

Issue Details

Issue Type MAINBOARD Book Built
Issue Size ₹2614.65 Cr
Price Band ₹258.0 – ₹272.0
Issue Price ₹272.0
Lot Size 55 shares
Min Investment ₹14,960
Exchange BSE, NSE
Sector General Insurance
Open Date 15 May 2024
Close Date 17 May 2024
Allotment 21 May 2024
Listing Date 23 May 2024

Investor Allocation

QIB (Institutional) 50%
NII / HNI 15%
Retail (RII) 35%

Registrar

MUFG Intime India Pvt.Ltd.

Lead Managers / Book Running

ICICI Securities Ltd.
Morgan Stanley India Co.Pvt.Ltd.
IIFL Capital Services Ltd.
HDFC Bank Ltd.
Axis Capital Ltd.
Nuvama Wealth Management Ltd.

IPO Timeline

Open

15 May 2024

Close

17 May 2024

Allotment

21 May 2024

Listing

23 May 2024

Similar IPOs in General Insurance

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