Aye Finance

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business About the Company

Aye Finance Limited is a non-banking financial company (NBFC) that provides both secured and unsecured working capital loans to small businesses. Its product portfolio includes mortgage loans, Saral property loans, and hypothecation-based financing, primarily catering to micro-scale MSMEs. The company supports business growth and expansion by offering loans backed by business assets or property to enterprises operating in the manufacturing, trading, services, and allied agriculture sectors. As of September 30, 2024, Aye Finance Limited serves 508,224 active customers across 18 states and three union territories, supported by a strong and growing assets-under-management base. Aye Finance follows a “phygital” approach, blending personalized, on-ground service through 499 branches with advanced digital platforms to deliver efficient financial solutions nationwide. Product Portfolio Mortgage Loans Saral Property Loans Secured Hypothecation Loans Unsecured Hypothecation Loans Competitive Strengths: Leading Lender of Small-Ticket Loans to Micro Scale MSMEs with Comprehensive Product Offerings and Focus on Serving Large and Unaddressed TAM Strong Sourcing Capabilities Supported by a Diversified Pan-India Presence and High Customer Retention Effective Underwriting Methodology Robust Multi-Tiered Collection Capabilities Building Resilience through Technological Prowess Access to Diversified Lender Base and Cost-Effective Financing Experienced and Professional Management Team backed by Marquee Investors with a Committed Employee Base

payments Company Financials (₹ Cr)

As of 2025-09-30

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