What is the Personal Finance Timeline tool?

It's a visual timeline of common life goals — emergency fund, marriage, home down payment, child's education, and retirement — showing the target year and the monthly SIP needed to reach each one, plus your combined total monthly investment across all enabled goals.

How is the required monthly SIP calculated for each goal?

Each goal uses the standard SIP-required formula: monthly = target amount × r / (((1+r)^n − 1) × (1+r)), where r is the monthly return rate and n is the number of months until the goal, assuming a constant annual return.

Does the timeline account for funding multiple goals at once?

No — the combined total is a simple sum of each goal's independently-computed required SIP. It doesn't sequence or prioritize goals against your actual monthly savings capacity, so treat it as an illustration of what each goal costs, not a complete financial plan.

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📈 Investment

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🏦 Savings

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💰 Tax Planning

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🏠 Loans

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🎯 Planning

Your Details

Current Age 30 yr

Expected Return (p.a.) 12.0%

shield Emergency Fund

Years From Now 1 yr

Target Amount ₹300000

diversity_3 Marriage

Years From Now 3 yr

Target Amount ₹1000000

home Home Down Payment

Years From Now 5 yr

Target Amount ₹1500000

school Child's Education

Years From Now 15 yr

Target Amount ₹2500000

elderly Retirement Corpus

Years From Now 30 yr

Target Amount ₹20000000

Assumes a constant return and that all goals are funded independently and in parallel — not a guarantee or a complete financial plan. Consult a SEBI-registered adviser for advice specific to your situation.

Total Monthly Investment

₹0

Combined Target Corpus

₹0

Your Goal Timeline

Learn More About Investing

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* Calculations assume constant annual returns. Actual mutual fund returns vary. Past performance is not indicative of future results. FD comparison uses 7% p.a. SIP returns are compounded monthly.