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NSE Close — 25 Sep 2026
₹10,307.0
Change
+359.0 (3.61%)
Open
₹9,950.0
Prev. Close
₹9,948.0
Day High
₹10,488.0
Day Low
₹9,950.0
Volume Analysis
Traded
47
Delivered
31
Delivery %
65.96%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (1)
- •Promoter holding is rising
Weaknesses (1)
- •Low return on equity (8.92%)
Opportunities (1)
- •Strong 3-year EPS growth (95.1%)
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹11,084.66 | ₹10,786.33 | ₹10,546.66 | ₹10,248.33 | ₹10,008.66 | ₹9,710.33 | ₹9,470.66 |
| Fibonacci | ₹10,786.33 | ₹10,580.81 | ₹10,453.85 | ₹10,248.33 | ₹10,042.81 | ₹9,915.85 | ₹9,710.33 |
| Camarilla | ₹10,454.95 | ₹10,405.63 | ₹10,356.32 | ₹10,248.33 | ₹10,257.68 | ₹10,208.37 | ₹10,159.05 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
—
1 Week
+0.24%
1 Month
-6.22%
3 Months
+13.08%
6 Months
—
1 Year
—
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹13,801.07
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹1,130 Cr
P/E (TTM)
8.54
ROE
8.92%
Book Value
₹10,050.0
Face Value
₹10.0
Source: Screener.in (Consolidated figures) — data as of 27 Sep 2026. Not investment advice.
TopFund Analysis
Saraswati Comm (india) L lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 59/100. The strongest factor is Growth (100/100), while Momentum (27/100) is the weakest area to weigh before deciding. Notably: Promoter holding is rising; low return on equity (8.92%). Strong 3-year EPS growth (95.1%).
TopFund Score — Fundamentals Quality
59/100 — AverageData confidence: 67/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company has reduced debt.
- +Company is almost debt free.
- +Stock is trading at 1.03 times its book value
- +Company is expected to give good quarter
- −Though the company is reporting repeated profits, it is not paying out dividend
- −Company has a low return on equity of 10.2% over last 3 years.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
AGM voting results and scrutinizer report disclosed for 24 September 2026 AGM.
AGM approved reappointment of Vallabh Prasad Biyani as independent director for five years from 11 February 2027.
Newspaper Publication of Notice of 43rd Annual General Meeting & details of E- Voting of Saraswati Commercial (India) Limited.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 30 | 29 | 40 | 30 | 68 | 78 | -45 | -26 | 31 | 73 | 33 | -16 | 76 |
| Expenses + | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 2 | 1 | 1 | 2 | 1 |
| Financing Profit | 28 | 28 | 39 | 29 | 67 | 77 | -46 | -28 | 29 | 72 | 30 | -19 | 74 |
| Financing Margin % | 96.0% | 96.0% | 97.0% | 95.0% | 98.0% | 98.0% | 103.0% | 108.0% | 93.0% | 98.0% | 92.0% | 113.0% | 98.0% |
| Other Income + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 1 | 0 | 1 | 1 | 1 | 0 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 28 | 28 | 39 | 29 | 67 | 77 | -46 | -28 | 29 | 72 | 30 | -19 | 74 |
| Tax % | 14.0% | 14.0% | 14.0% | 22.0% | 22.0% | 17.0% | -15.0% | -19.0% | 19.0% | 16.0% | 18.0% | -13.0% | 15.0% |
| Net Profit + | 24 | 24 | 33 | 22 | 52 | 63 | -39 | -23 | 24 | 60 | 25 | -16 | 64 |
| EPS in Rs | 237 | 231 | 324 | 217 | 509 | 615 | -383 | -209 | 215 | 550 | 226 | -149 | 580 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 19 | 11 | 16 | 9 | 1 | 28 | 87 | 24 | 128 | 75 | 121 | 165 |
| Expenses + | 1 | 3 | 2 | 2 | 14 | 2 | 2 | 3 | 3 | 5 | 6 | 5 |
| Financing Profit | 14 | 5 | 14 | 8 | -13 | 25 | 84 | 19 | 123 | 69 | 112 | 158 |
| Financing Margin % | 72.0% | 48.0% | 84.0% | 81.0% | -959.0% | 89.0% | 96.0% | 80.0% | 96.0% | 91.0% | 93.0% | 95.0% |
| Other Income + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 4 | 3 | 0 | 0 | 0 | 2 | 1 | 2 | 2 | 2 | 3 | 2 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 14 | 5 | 14 | 8 | -13 | 25 | 84 | 19 | 123 | 69 | 112 | 158 |
| Tax % | 0.0% | -2.0% | -17.0% | 10.0% | -26.0% | 14.0% | 22.0% | 39.0% | 16.0% | 22.0% | 18.0% | — |
| Net Profit + | 14 | 5 | 16 | 7 | -10 | 21 | 65 | 12 | 104 | 53 | 92 | 132 |
| EPS in Rs | — | — | 159 | 67 | -96 | 213 | 630 | 114 | 1,009 | 487 | 842 | 1,207 |
| Dividend Payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 35 | 115 | 128 | 135 | 156 | 278 | 426 | 437 | 696 | 966 | 1,100 |
| Other Liabilities + | 5 | 9 | 1 | 1 | 1 | 15 | 34 | 30 | 73 | 98 | 117 |
| Total Liabilities | 82 | 133 | 162 | 137 | 168 | 299 | 488 | 490 | 770 | 1,109 | 1,218 |
| Fixed Assets + | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 51 | 97 | 119 | 117 | 137 | 292 | 474 | 489 | 762 | 1,084 | 1,097 |
| Other Assets + | 32 | 36 | 42 | 20 | 31 | 7 | 14 | 2 | 8 | 25 | 121 |
| Total Assets | 82 | 133 | 162 | 137 | 168 | 299 | 488 | 490 | 770 | 1,109 | 1,218 |
| Borrowing | 42 | 8 | 32 | 0 | 10 | 5 | 28 | 22 | 0 | 43 | 0 |
| Equity Capital | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -16 | -23 | -6 | -16 | -18 | -5 | 50 | 27 | 33 | 9 | -114 |
| Cash from Investing Activity + | 20 | 27 | 8 | 16 | 16 | 4 | -81 | -22 | -7 | -108 | 139 |
| Cash from Financing Activity + | -4 | -3 | -3 | 0 | 9 | -7 | 33 | -7 | -24 | 120 | -45 |
| Net Cash Flow | 0 | 2 | -1 | 0 | 7 | -7 | 2 | -2 | 2 | 20 | -21 |
| CFO/OP | -80 | -283 | -35 | -195 | 136 | -19 | 68 | 185 | 36 | 33 | -86 |
| Free Cash Flow | -16 | -23 | -6 | -16 | -18 | -5 | 50 | 27 | 33 | 9 | -114 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 27.68% | 27.68% | 27.67% | 27.68% | 27.68% | 27.69% | 26.01% | 26.01% | 26.01% | 26.01% | 25.12% | 25.12% |
| Promoters | 72.33% | 72.33% | 72.33% | 72.33% | 72.33% | 72.33% | 73.99% | 73.99% | 73.99% | 73.99% | 74.88% | 74.88% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Saraswati Comm (india) L (this stock) | 1,130 | 8.54 | 1.03 | 8.92% |
| A K Capital Services Ltd. | 1,141 | 9.97 | 1.09 | 11.0% |
| Stel Holdings Limited | 1,143 | 58.2 | 0.71 | 1.18% |
| Jindal Photo Limited | 1,105 | — | 1.09 | -2.29% |
| Vardhman Holdings Limited | 1,071 | 4.26 | 0.28 | 5.91% |
| Systematix Corp Service L | 1,058 | 59.0 | 3.37 | 4.62% |
| Dolat Algotech Limited | 1,209 | 8.4 | 1.07 | 12.1% |
Which Mutual Funds Hold Saraswati Comm (india) L?
Frequently Asked Questions about Saraswati Comm (india) L
Saraswati Comm (india) L (ZSARACOM) closed at ₹10,307.0 on NSE on 25 September 2026, up 359.0 (3.61%) from the previous close.
Saraswati Comm (india) L trades on the NSE (National Stock Exchange of India) under the symbol ZSARACOM.
Saraswati Comm (india) L has a trailing twelve-month P/E (price-to-earnings) ratio of 8.54.
Saraswati Comm (india) L has a dividend yield of 0.0%.
Saraswati Comm (india) L's 52-week high is ₹14,800.0 and its 52-week low is ₹8,650.0.
Saraswati Comm (india) L has a market capitalisation of ₹1,130 crore.
Saraswati Comm (india) L has a TopFund Quality Score of 59/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
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