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NSE Close — 25 Sep 2026
₹347.7
Change
-4.75 (-1.35%)
Open
₹352.0
Prev. Close
₹352.45
Day High
₹353.15
Day Low
₹345.0
Volume Analysis
Traded
66,626
Delivered
38,867
Delivery %
58.34%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (1)
- •High debt-to-equity ratio (3.02)
Opportunities (0)
No signal for this stock
Threats (1)
- •FII holding has been falling
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹360.39 | ₹356.77 | ₹352.24 | ₹348.62 | ₹344.09 | ₹340.47 | ₹335.94 |
| Fibonacci | ₹356.77 | ₹353.66 | ₹351.73 | ₹348.62 | ₹345.51 | ₹343.58 | ₹340.47 |
| Camarilla | ₹349.94 | ₹349.19 | ₹348.45 | ₹348.62 | ₹346.95 | ₹346.21 | ₹345.46 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-18.98%
1 Week
-3.99%
1 Month
-4.87%
3 Months
-16.77%
6 Months
-4.41%
1 Year
-1.59%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹1,050.96
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹2,175 Cr
P/E (TTM)
4.51
ROE
12.4%
Book Value
₹646.0
Face Value
₹10.0
Source: Screener.in (Consolidated figures) — data as of 26 Sep 2026. Not investment advice.
TopFund Analysis
Repco Home Finance Ltd lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 50/100. The strongest factor is Risk & Volatility (61/100), while Momentum (11/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (3.02). FII holding has been falling.
TopFund Score — Fundamentals Quality
50/100 — AverageData confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Stock is trading at 0.54 times its book value
- −Company has low interest coverage ratio.
- −The company has delivered a poor sales growth of 5.43% over past five years.
- −Company has a low return on equity of 13.7% over last 3 years.
- −Dividend payout has been low at 4.60% of profits over last 3 years
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
ICRA assigned provisional AAA(SO) and AA(SO) ratings to PRATHAM 09 2026 PTCs worth Rs 78 crore.
Repco Home Finance allotted Rs.75 crore commercial papers to Kotak Mahindra Bank on 25 Sep 2026, redeeming 23 Dec 2026.
Trading window closed from 1 Oct 2026 until 48 hours after Q2 FY27 results.
Commercial papers aggregating Rs. 75 crore were fully redeemed on maturity, 21 September 2026.
Repco Home Finance updated authorized officials’ contact details for material event disclosures.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 364 | 380 | 387 | 393 | 408 | 423 | 445 | 426 | 440 | 441 | 457 | 454 | 468 |
| Expenses + | 40 | 40 | 39 | 33 | 43 | 26 | 45 | 28 | 43 | 51 | 49 | 49 | 58 |
| Financing Profit | 122 | 132 | 133 | 140 | 132 | 157 | 152 | 152 | 154 | 146 | 159 | 158 | 158 |
| Financing Margin % | 33.0% | 35.0% | 34.0% | 36.0% | 32.0% | 37.0% | 34.0% | 36.0% | 35.0% | 33.0% | 35.0% | 35.0% | 34.0% |
| Other Income + | 2 | 1 | 6 | 5 | 8 | 1 | 0 | 9 | 0 | 1 | 0 | 1 | 0 |
| Interest | 203 | 207 | 215 | 220 | 233 | 240 | 248 | 246 | 244 | 244 | 249 | 247 | 251 |
| Depreciation | 4 | 4 | 5 | 6 | 4 | 9 | 8 | 7 | 8 | 8 | 10 | 10 | 10 |
| Profit before tax | 120 | 129 | 134 | 139 | 137 | 149 | 144 | 154 | 146 | 139 | 149 | 148 | 148 |
| Tax % | 26.0% | 26.0% | 26.0% | 22.0% | 23.0% | 27.0% | 26.0% | 25.0% | 26.0% | 26.0% | 27.0% | 13.0% | 23.0% |
| Net Profit + | 95 | 100 | 104 | 114 | 113 | 115 | 113 | 121 | 115 | 110 | 115 | 135 | 122 |
| EPS in Rs | 15 | 16 | 17 | 18 | 18 | 18 | 18 | 19 | 18 | 18 | 18 | 22 | 19 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 693 | 882 | 1,046 | 1,109 | 1,191 | 1,348 | 1,376 | 1,292 | 1,285 | 1,535 | 1,708 | 1,792 | 1,819 |
| Expenses + | 72 | 99 | 116 | 151 | 110 | 153 | 182 | 344 | 182 | 152 | 143 | 191 | 207 |
| Financing Profit | 189 | 234 | 284 | 309 | 361 | 370 | 386 | 258 | 402 | 537 | 600 | 616 | 621 |
| Financing Margin % | 27.0% | 27.0% | 27.0% | 28.0% | 30.0% | 27.0% | 28.0% | 20.0% | 31.0% | 35.0% | 35.0% | 34.0% | 34.0% |
| Other Income + | 0 | 0 | 0 | 1 | 4 | 3 | 17 | 15 | 14 | 2 | 3 | 2 | 2 |
| Interest | 431 | 548 | 646 | 649 | 720 | 825 | 807 | 690 | 701 | 846 | 966 | 984 | 991 |
| Depreciation | 3 | 4 | 4 | 3 | 5 | 13 | 13 | 13 | 15 | 18 | 29 | 36 | 39 |
| Profit before tax | 186 | 230 | 280 | 307 | 360 | 360 | 390 | 260 | 401 | 522 | 574 | 582 | 584 |
| Tax % | 34.0% | 35.0% | 35.0% | 35.0% | 35.0% | 22.0% | 26.0% | 26.0% | 26.0% | 25.0% | 22.0% | 23.0% | — |
| Net Profit + | 125 | 154 | 188 | 201 | 249 | 298 | 300 | 194 | 316 | 413 | 471 | 475 | 482 |
| EPS in Rs | 20 | 25 | 30 | 32 | 40 | 48 | 48 | 31 | 51 | 66 | 75 | 76 | 77 |
| Dividend Payout % | 7.0% | 7.0% | 7.0% | 7.0% | 6.0% | 5.0% | 5.0% | 8.0% | 5.0% | 5.0% | 5.0% | 4.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 755 | 901 | 1,087 | 1,263 | 1,494 | 1,767 | 2,050 | 2,227 | 2,527 | 2,923 | 3,558 | 3,978 |
| Other Liabilities + | 159 | 270 | 345 | 288 | 81 | 99 | 108 | 70 | 83 | 112 | 82 | 198 |
| Total Liabilities | 6,081 | 7,772 | 9,055 | 9,748 | 10,987 | 12,038 | 12,418 | 12,052 | 12,596 | 13,799 | 14,841 | 16,444 |
| Fixed Assets + | 9 | 9 | 9 | 14 | 16 | 37 | 31 | 35 | 40 | 58 | 78 | 95 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | 4 | 3 | 5 |
| Investments | 18 | 21 | 28 | 33 | 52 | 65 | 76 | 86 | 105 | 223 | 325 | 272 |
| Other Assets + | 6,054 | 7,742 | 9,018 | 9,702 | 10,919 | 11,935 | 12,311 | 11,930 | 12,448 | 13,514 | 14,436 | 16,072 |
| Total Assets | 6,081 | 7,772 | 9,055 | 9,748 | 10,987 | 12,038 | 12,418 | 12,052 | 12,596 | 13,799 | 14,841 | 16,444 |
| Borrowing | 5,104 | 6,538 | 7,560 | 8,134 | 9,349 | 10,109 | 10,197 | 9,692 | 9,924 | 10,701 | 11,139 | 12,206 |
| Equity Capital | 62 | 63 | 63 | 63 | 63 | 63 | 63 | 63 | 63 | 63 | 63 | 63 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -1,193 | -1,414 | -1,001 | -557 | -1,015 | 349 | 849 | 691 | -363 | -685 | -614 | -896 |
| Cash from Investing Activity + | -7 | -7 | -6 | 0 | -11 | -3 | 12 | -163 | 160 | -169 | -7 | 59 |
| Cash from Financing Activity + | 1,195 | 1,424 | 1,009 | 562 | 1,058 | -79 | -730 | -531 | 205 | 747 | 408 | 988 |
| Net Cash Flow | -5 | 3 | 2 | 5 | 32 | 267 | 131 | -2 | 2 | -106 | -212 | 151 |
| CFO/OP | -183 | -172 | -98 | -47 | -84 | 37 | 79 | 84 | -25 | -40 | -31 | -49 |
| Free Cash Flow | -1,200 | -1,422 | -1,005 | -564 | -1,022 | 342 | 847 | 680 | -371 | -708 | -637 | -922 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 29.17% | 29.98% | 29.34% | 30.02% | 30.05% | 29.77% | 30.53% | 28.46% | 28.24% | 26.44% | 25.21% | 24.42% |
| Promoters | 37.13% | 37.13% | 37.13% | 37.13% | 37.13% | 37.13% | 37.13% | 37.13% | 37.13% | 37.13% | 37.13% | 37.13% |
| FII | 15.29% | 13.78% | 13.95% | 14.04% | 12.9% | 12.52% | 11.25% | 11.16% | 11.91% | 12.68% | 13.37% | 12.36% |
| DII | 18.4% | 19.09% | 19.57% | 18.79% | 19.9% | 20.56% | 21.09% | 23.26% | 22.7% | 23.74% | 24.27% | 26.08% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Repco Home Finance Ltd (this stock) | 2,175 | 4.51 | 0.54 | 12.4% |
| Kalyani Invest Co Ltd | 2,177 | 53.6 | 0.19 | 0.37% |
| Geojit Financial Ser L | 2,210 | 28.4 | 1.83 | 7.32% |
| Elcid Investments Ltd. | 2,116 | 22.2 | 0.24 | 1.21% |
| Rane Holdings Limited | 2,257 | 28.6 | 1.96 | 7.0% |
| Algoquant Fintech Limited | 2,062 | 45.4 | 15.36 | 28.4% |
| Gaja Alt Asset Mgt Ltd | 2,006 | 23.2 | — | 15.9% |
Which Mutual Funds Hold Repco Home Finance Ltd?
Frequently Asked Questions about Repco Home Finance Ltd
Repco Home Finance Ltd (REPCOHOME) closed at ₹347.7 on NSE on 25 September 2026, down 4.75 (1.35%) from the previous close.
Repco Home Finance Ltd trades on the NSE (National Stock Exchange of India) under the symbol REPCOHOME.
Repco Home Finance Ltd has a trailing twelve-month P/E (price-to-earnings) ratio of 4.51.
Repco Home Finance Ltd has a dividend yield of 2.16%.
Repco Home Finance Ltd's 52-week high is ₹456.0 and its 52-week low is ₹334.0.
Repco Home Finance Ltd has a market capitalisation of ₹2,175 crore.
Repco Home Finance Ltd has a TopFund Quality Score of 50/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
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