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Day High
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NSE Close — 28 Sep 2026
₹27.12
Change
+0.75 (2.84%)
Open
₹26.37
Prev. Close
₹26.37
Day High
₹29.6
Day Low
₹26.2
Volume Analysis
Traded
39,757,233
Delivered
1,314,990
Delivery %
3.31%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (0)
No signal for this stock
Opportunities (1)
- •Strong 3-year EPS growth (22.0%)
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹32.48 | ₹31.04 | ₹29.08 | ₹27.64 | ₹25.68 | ₹24.24 | ₹22.28 |
| Fibonacci | ₹31.04 | ₹29.74 | ₹28.94 | ₹27.64 | ₹26.34 | ₹25.54 | ₹24.24 |
| Camarilla | ₹28.06 | ₹27.74 | ₹27.43 | ₹27.64 | ₹26.81 | ₹26.5 | ₹26.19 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-19.64%
1 Week
+2.61%
1 Month
+0.63%
3 Months
-13.49%
6 Months
+2.38%
1 Year
-22.89%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹73.26
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹1,694 Cr
P/E (TTM)
7.53
ROE
11.0%
Book Value
₹48.0
Face Value
₹10.0
Source: Screener.in (Consolidated figures) — data as of 26 Sep 2026. Not investment advice.
TopFund Analysis
PTC India Fin Serv Ltd lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 59/100. The strongest factor is Growth (100/100), while Momentum (16/100) is the weakest area to weigh before deciding. Strong 3-year EPS growth (22.0%).
TopFund Score — Fundamentals Quality
59/100 — AverageData confidence: 73/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 28 Sep 2026 · How we calculate this →
Growth
Valuation
Cash Flow
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company has reduced debt.
- +Stock is trading at 0.55 times its book value
- +Company has delivered good profit growth of 65.8% CAGR over last 5 years
- −Though the company is reporting repeated profits, it is not paying out dividend
- −The company has delivered a poor sales growth of -14.6% over past five years.
- −Company has a low return on equity of 8.68% over last 3 years.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Trading window closes from October 1, 2026 until 48 hours after Q2 FY26 results.
PTC India Financial Services held its 20th AGM on September 24, 2026; shareholders adopted FY26 financials and reappointed Dr. Jhawar.
Newspaper Advertisement regarding completion of despatch of Notice of 20th Annual General Meeting of the Company
Newspaper Advertisement regarding completion of despatch of Notice of 20th Annual General Meeting
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 190 | 190 | 204 | 176 | 161 | 163 | 158 | 153 | 142 | 132 | 122 | 119 | 103 |
| Expenses + | 34 | 14 | 32 | 64 | 12 | 15 | -2 | 9 | -71 | -45 | -1 | 12 | 9 |
| Financing Profit | 47 | 70 | 69 | 20 | 61 | 65 | 82 | 72 | 148 | 119 | 65 | 63 | 56 |
| Financing Margin % | 25.0% | 37.0% | 34.0% | 12.0% | 38.0% | 40.0% | 52.0% | 47.0% | 104.0% | 91.0% | 54.0% | 53.0% | 54.0% |
| Other Income + | 3 | 12 | 0 | 0 | 0 | 0 | 0 | 5 | 0 | 0 | 1 | 0 | 0 |
| Interest | 108 | 107 | 103 | 92 | 88 | 83 | 78 | 72 | 65 | 58 | 58 | 44 | 38 |
| Depreciation | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Profit before tax | 49 | 80 | 67 | 19 | 59 | 63 | 81 | 75 | 146 | 118 | 64 | 62 | 54 |
| Tax % | 25.0% | 25.0% | 25.0% | 28.0% | 25.0% | 25.0% | 17.0% | 23.0% | 7.0% | 25.0% | 24.0% | 26.0% | 26.0% |
| Net Profit + | 37 | 60 | 50 | 14 | 44 | 47 | 67 | 58 | 137 | 88 | 49 | 46 | 40 |
| EPS in Rs | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 1,187 | 1,351 | 1,185 | 1,336 | 1,364 | 1,139 | 968 | 797 | 761 | 638 | 518 | 476 |
| Expenses + | 121 | 175 | 647 | 108 | 243 | 289 | 209 | 127 | 144 | 30 | -107 | -26 |
| Financing Profit | 536 | 531 | -148 | 284 | 173 | 99 | 179 | 238 | 207 | 285 | 399 | 304 |
| Financing Margin % | 45.0% | 39.0% | -12.0% | 21.0% | 13.0% | 9.0% | 19.0% | 30.0% | 27.0% | 45.0% | 77.0% | 64.0% |
| Other Income + | 0 | 1 | 0 | 0 | 5 | 0 | 1 | 0 | 16 | 0 | -2 | 1 |
| Interest | 530 | 645 | 685 | 944 | 948 | 752 | 580 | 432 | 410 | 323 | 226 | 198 |
| Depreciation | 4 | 3 | 3 | 3 | 6 | 6 | 6 | 6 | 6 | 7 | 7 | 7 |
| Profit before tax | 531 | 529 | -150 | 281 | 172 | 93 | 174 | 232 | 216 | 279 | 390 | 298 |
| Tax % | 26.0% | 35.0% | -33.0% | 34.0% | 36.0% | 73.0% | 25.0% | 24.0% | 26.0% | 22.0% | 18.0% | — |
| Net Profit + | 391 | 345 | -100 | 184 | 110 | 26 | 130 | 176 | 161 | 217 | 319 | 223 |
| EPS in Rs | 7 | 5 | -2 | 3 | 2 | 0 | 2 | 3 | 3 | 3 | 5 | 3 |
| Dividend Payout % | 17.0% | 28.0% | -13.0% | 28.0% | 26.0% | 0.0% | 0.0% | 37.0% | 0.0% | 0.0% | 0.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 1,180 | 1,777 | 1,297 | 1,424 | 1,473 | 1,477 | 1,622 | 1,800 | 1,896 | 2,112 | 2,437 |
| Other Liabilities + | 235 | 209 | 147 | 208 | 252 | 238 | 131 | 70 | 61 | 67 | 108 |
| Total Liabilities | 8,823 | 10,752 | 12,315 | 13,193 | 11,642 | 11,532 | 9,516 | 7,634 | 6,525 | 5,683 | 4,956 |
| Fixed Assets + | 18 | 15 | 14 | 12 | 22 | 16 | 12 | 30 | 25 | 23 | 16 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 235 | 114 | 63 | 96 | 356 | 373 | 350 | 91 | 122 | 268 | 832 |
| Other Assets + | 8,570 | 10,623 | 12,238 | 13,085 | 11,264 | 11,142 | 9,155 | 7,513 | 6,377 | 5,391 | 4,109 |
| Total Assets | 8,823 | 10,752 | 12,315 | 13,193 | 11,642 | 11,532 | 9,516 | 7,634 | 6,525 | 5,683 | 4,956 |
| Borrowing | 6,845 | 8,123 | 10,229 | 10,918 | 9,275 | 9,174 | 7,121 | 5,122 | 3,926 | 2,861 | 1,768 |
| Equity Capital | 562 | 642 | 642 | 642 | 642 | 642 | 642 | 642 | 642 | 642 | 642 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -1,167 | -888 | -1,302 | 236 | 3,228 | 1,311 | 2,721 | 1,887 | 2,563 | 1,139 | 1,780 |
| Cash from Investing Activity + | 0 | -5 | -13 | 0 | -386 | -162 | -154 | 259 | -689 | 776 | -1,165 |
| Cash from Financing Activity + | 1,169 | 904 | 1,338 | -257 | -2,652 | -883 | -2,719 | -2,459 | -1,669 | -1,383 | -1,316 |
| Net Cash Flow | 2 | 11 | 24 | -21 | 191 | 266 | -151 | -312 | 205 | 532 | -701 |
| CFO/OP | -94 | -59 | -214 | 30 | 299 | 154 | 358 | 282 | 427 | 199 | 285 |
| Free Cash Flow | -1,167 | -894 | -1,314 | 236 | 3,228 | 1,311 | 2,720 | 1,887 | 2,562 | 1,135 | 1,780 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 30.8% | 30.03% | 29.69% | 29.79% | 27.96% | 27.51% | 27.51% | 27.71% | 27.75% | 27.78% | 27.83% | 27.92% |
| Promoters | 64.99% | 64.99% | 64.99% | 64.99% | 64.99% | 64.99% | 64.99% | 64.99% | 64.99% | 64.99% | 64.99% | 64.99% |
| FII | 2.0% | 2.66% | 2.62% | 2.36% | 2.05% | 2.03% | 2.07% | 2.22% | 2.19% | 2.17% | 2.12% | 2.03% |
| DII | 2.21% | 2.31% | 2.68% | 2.86% | 5.0% | 5.48% | 5.42% | 5.08% | 5.06% | 5.06% | 5.05% | 5.06% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| PTC India Fin Serv Ltd (this stock) | 1,694 | 7.53 | 0.55 | 11.0% |
| Bf Investment Limited | 1,634 | 4.19 | 0.19 | 3.65% |
| Smc Global Securities Ltd | 1,792 | 16.5 | 1.37 | 8.07% |
| Gretex Corporate Services | 1,585 | 58.2 | 8.74 | 12.7% |
| One Mobikwik Systems Ltd | 1,580 | 537.0 | 2.94 | -8.28% |
| Grand Oak Canyons Dist L | 1,816 | 370.0 | 2.13 | 0.01% |
| Summit Securities Ltd | 1,509 | 12.6 | 0.18 | 1.14% |
Which Mutual Funds Hold PTC India Fin Serv Ltd?
Frequently Asked Questions about PTC India Fin Serv Ltd
PTC India Fin Serv Ltd (PFS) closed at ₹27.12 on NSE on 28 September 2026, up 0.75 (2.84%) from the previous close.
PTC India Fin Serv Ltd trades on the NSE (National Stock Exchange of India) under the symbol PFS.
PTC India Fin Serv Ltd has a trailing twelve-month P/E (price-to-earnings) ratio of 7.53.
PTC India Fin Serv Ltd has a dividend yield of 0.0%.
PTC India Fin Serv Ltd's 52-week high is ₹40.5 and its 52-week low is ₹23.8.
PTC India Fin Serv Ltd has a market capitalisation of ₹1,694 crore.
PTC India Fin Serv Ltd has a TopFund Quality Score of 59/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
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