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NSE Close — 25 Sep 2026
₹461.55
Change
-5.25 (-1.12%)
Open
₹464.8
Prev. Close
₹466.8
Day High
₹469.9
Day Low
₹453.2
Volume Analysis
Traded
1,477,854
Delivered
913,595
Delivery %
61.82%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (4)
- •High debt-to-equity ratio (4.68)
- •Low return on equity (5.86%)
- •Promoter holding is falling
- •Below-average fundamentals quality score (37/100)
Opportunities (1)
- •FII holding has been rising
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹486.6 | ₹478.25 | ₹469.9 | ₹461.55 | ₹453.2 | ₹444.85 | ₹436.5 |
| Fibonacci | ₹478.25 | ₹471.87 | ₹467.93 | ₹461.55 | ₹455.17 | ₹451.23 | ₹444.85 |
| Camarilla | ₹466.14 | ₹464.61 | ₹463.08 | ₹461.55 | ₹460.02 | ₹458.49 | ₹456.96 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-4.48%
1 Week
-2.01%
1 Month
-3.65%
3 Months
+4.65%
6 Months
+20.62%
1 Year
-4.88%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹138.06
Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹40,644 Cr
P/E (TTM)
51.6
ROE
5.86%
Book Value
₹127.0
Face Value
₹2.0
Source: Screener.in (Consolidated figures) — data as of 26 Sep 2026. Not investment advice.
TopFund Analysis
Poonawalla Fincorp Ltd scores weakly on TopFund's composite fundamentals check within the Financial Services sector, at 37/100. The strongest factor is Liquidity (92/100), while Growth (0/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (4.68); low return on equity (5.86%). FII holding has been rising.
TopFund Score — Fundamentals Quality
37/100 — WeakData confidence: 71/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company is expected to give good quarter
- −Stock is trading at 3.63 times its book value
- −Company has low interest coverage ratio.
- −Promoter holding has decreased over last quarter: -4.91%
- −Company has a low return on equity of 5.94% over last 3 years.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Poonawalla Fincorp allotted NCDs worth ₹850 crore on September 16, 2026, maturing in 2029.
Finance Committee approved up to ₹2,000 crore secured NCD issuance on private placement basis, September 10, 2026.
CRISIL assigned/reaffirmed AAA/Stable ratings on debt facilities and enhanced bank loans to Rs19,785 crore.
Poonawalla Fincorp schedules UBS India Summit on Sept 11 and Jefferies India Forum on Sept 18, 2026.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 693 | 739 | 763 | 915 | 978 | 989 | 1,057 | 1,166 | 1,314 | 1,542 | 1,818 | 2,115 | 2,330 |
| Expenses + | 194 | 207 | 178 | 241 | 272 | 1,260 | 632 | 615 | 662 | 784 | 855 | 910 | 974 |
| Financing Profit | 269 | 316 | 361 | 393 | 386 | -622 | 40 | 93 | 105 | 121 | 224 | 362 | 435 |
| Financing Margin % | 39.0% | 43.0% | 47.0% | 43.0% | 39.0% | -63.0% | 4.0% | 8.0% | 8.0% | 8.0% | 12.0% | 17.0% | 19.0% |
| Other Income + | 40 | 829 | 11 | 7 | 18 | 8 | 0 | 7 | 0 | 0 | 0 | 5 | 7 |
| Interest | 230 | 216 | 224 | 281 | 320 | 352 | 385 | 458 | 546 | 638 | 739 | 844 | 922 |
| Depreciation | 15 | 15 | 15 | 14 | 15 | 16 | 15 | 20 | 22 | 22 | 24 | 26 | 30 |
| Profit before tax | 293 | 1,130 | 357 | 385 | 390 | -630 | 25 | 80 | 83 | 99 | 200 | 341 | 411 |
| Tax % | 23.0% | 24.0% | 26.0% | 14.0% | 25.0% | -25.0% | 26.0% | 22.0% | 25.0% | 25.0% | 25.0% | 25.0% | 25.0% |
| Net Profit + | 226 | 860 | 265 | 332 | 292 | -471 | 19 | 62 | 63 | 74 | 150 | 255 | 308 |
| EPS in Rs | 3 | 11 | 3 | 4 | 4 | -6 | 0 | 1 | 1 | 1 | 2 | 3 | 3 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 2,534 | 2,656 | 2,524 | 2,290 | 2,457 | 2,513 | 2,319 | 1,540 | 2,177 | 5,418 | 4,190 | 6,790 | 7,806 |
| Expenses + | 1,068 | 1,147 | 1,341 | 872 | 880 | 1,112 | 1,950 | 623 | 838 | 880 | 2,778 | 3,210 | 3,522 |
| Financing Profit | 233 | 318 | 52 | 301 | 454 | 107 | -731 | 408 | 744 | 3,588 | -103 | 814 | 1,142 |
| Financing Margin % | 9.0% | 12.0% | 2.0% | 13.0% | 18.0% | 4.0% | -32.0% | 26.0% | 34.0% | 66.0% | -2.0% | 12.0% | 15.0% |
| Other Income + | 25 | 28 | 43 | 39 | 38 | 49 | 39 | 109 | 184 | -1,363 | 33 | 4 | 12 |
| Interest | 1,233 | 1,192 | 1,131 | 1,117 | 1,122 | 1,294 | 1,100 | 509 | 595 | 950 | 1,515 | 2,767 | 3,142 |
| Depreciation | 35 | 39 | 48 | 49 | 50 | 75 | 56 | 49 | 61 | 59 | 65 | 94 | 102 |
| Profit before tax | 223 | 306 | 47 | 291 | 442 | 82 | -749 | 468 | 866 | 2,166 | -135 | 724 | 1,051 |
| Tax % | 16.0% | 30.0% | 73.0% | 19.0% | 31.0% | 67.0% | -25.0% | 20.0% | 21.0% | 22.0% | -27.0% | 25.0% | — |
| Net Profit + | 187 | 213 | 13 | 237 | 304 | 27 | -559 | 375 | 685 | 1,683 | -98 | 542 | 787 |
| EPS in Rs | 9 | 9 | 1 | 10 | 11 | 1 | -21 | 5 | 9 | 22 | -1 | 7 | 9 |
| Dividend Payout % | 8.0% | 9.0% | 93.0% | 8.0% | 7.0% | 0.0% | 0.0% | 8.0% | 22.0% | 9.0% | 0.0% | 0.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 1,617 | 2,104 | 2,125 | 1,925 | 2,690 | 2,694 | 2,140 | 5,903 | 6,708 | 8,013 | 8,020 | 10,187 |
| Other Liabilities + | 1,472 | 1,515 | 1,375 | 796 | 912 | 445 | 543 | 413 | 5,150 | 704 | 774 | 1,488 |
| Total Liabilities | 14,882 | 15,525 | 13,622 | 14,894 | 16,789 | 15,240 | 13,212 | 16,443 | 23,221 | 24,087 | 35,030 | 60,272 |
| Fixed Assets + | 212 | 265 | 278 | 207 | 199 | 242 | 196 | 214 | 222 | 194 | 244 | 420 |
| CWIP | 9 | 13 | 8 | 1 | 4 | 7 | 0 | 0 | 5 | 0 | 10 | 7 |
| Investments | 414 | 400 | 546 | 140 | 141 | 151 | 177 | 0 | 311 | 878 | 1,342 | 2,490 |
| Other Assets + | 14,248 | 14,846 | 12,790 | 14,546 | 16,445 | 14,841 | 12,839 | 16,228 | 22,684 | 23,014 | 33,434 | 57,354 |
| Total Assets | 14,882 | 15,525 | 13,622 | 14,894 | 16,789 | 15,240 | 13,212 | 16,443 | 23,221 | 24,087 | 35,030 | 60,272 |
| Borrowing | 11,756 | 11,859 | 10,075 | 12,127 | 13,133 | 12,047 | 10,475 | 9,973 | 11,209 | 15,216 | 26,081 | 48,436 |
| Equity Capital | 38 | 47 | 47 | 47 | 54 | 54 | 54 | 153 | 154 | 154 | 155 | 162 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -305 | 733 | 2,949 | 390 | -923 | 998 | 1,644 | -2,873 | -5,237 | -7,556 | -10,569 | -21,786 |
| Cash from Investing Activity + | -36 | -254 | -186 | -36 | -98 | -281 | 81 | -33 | -110 | 2,725 | -482 | -1,340 |
| Cash from Financing Activity + | 171 | -498 | -2,844 | -387 | 1,490 | -1,083 | -1,574 | 2,903 | 5,748 | 4,331 | 10,821 | 23,387 |
| Net Cash Flow | -169 | -20 | -81 | -33 | 469 | -365 | 152 | -3 | 401 | -501 | -231 | 261 |
| CFO/OP | -21 | 49 | 249 | 35 | -56 | 71 | 447 | -308 | -387 | -152 | -749 | -607 |
| Free Cash Flow | -305 | 733 | 2,949 | 371 | -969 | 949 | 1,633 | -2,912 | -5,305 | -7,548 | -10,597 | -21,887 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Others | 0.0% | 0.0% | 0.52% | 0.66% | 0.65% | 0.65% | 0.65% | 0.65% | 0.62% | 0.59% | 0.59% | 0.53% |
| Public | 23.06% | 24.57% | 23.79% | 22.64% | 20.12% | 16.98% | 15.71% | 13.86% | 12.58% | 12.62% | 13.15% | 12.75% |
| Promoters | 62.1% | 62.07% | 62.13% | 62.09% | 61.87% | 62.36% | 62.53% | 62.46% | 63.96% | 63.95% | 63.93% | 59.02% |
| FII | 7.91% | 7.79% | 7.76% | 7.85% | 7.72% | 8.19% | 9.99% | 10.76% | 10.56% | 10.61% | 10.21% | 10.96% |
| DII | 6.94% | 5.58% | 5.81% | 6.77% | 9.63% | 11.82% | 11.12% | 12.26% | 12.28% | 12.22% | 12.14% | 16.74% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Poonawalla Fincorp Ltd (this stock) | 40,644 | 51.6 | 3.64 | 5.86% |
| 360 One Wam Limited | 44,087 | 34.9 | 4.47 | 14.4% |
| Anand Rathi Wealth Ltd | 35,948 | 77.3 | 36.02 | 47.3% |
| M&m Fin. Services Ltd | 46,294 | 13.8 | 1.73 | 12.3% |
| Hsg & Urban Dev Corpn Ltd | 34,673 | 8.14 | 1.57 | 20.0% |
| Crisil Ltd | 33,814 | 38.2 | 10.36 | 24.5% |
| Authum Invest & Infra Ltd | 47,692 | 22.8 | 3.25 | 12.8% |
Which Mutual Funds Hold Poonawalla Fincorp Ltd?
Frequently Asked Questions about Poonawalla Fincorp Ltd
Poonawalla Fincorp Ltd (POONAWALLA) closed at ₹461.55 on NSE on 25 September 2026, down 5.25 (1.12%) from the previous close.
Poonawalla Fincorp Ltd trades on the NSE (National Stock Exchange of India) under the symbol POONAWALLA.
Poonawalla Fincorp Ltd has a trailing twelve-month P/E (price-to-earnings) ratio of 51.6.
Poonawalla Fincorp Ltd has a dividend yield of 0.0%.
Poonawalla Fincorp Ltd's 52-week high is ₹570.0 and its 52-week low is ₹361.0.
Poonawalla Fincorp Ltd has a market capitalisation of ₹40,644 crore.
Poonawalla Fincorp Ltd has a TopFund Quality Score of 37/100 (Weak), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
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