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NSE Close — 25 Sep 2026
₹1,166.0
Change
-41.2 (-3.41%)
Open
₹1,160.0
Prev. Close
₹1,207.2
Day High
₹1,261.7
Day Low
₹1,115.0
Volume Analysis
Traded
41,589,859
Delivered
13,931,016
Delivery %
33.5%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (2)
- •Low return on equity (9.75%)
- •Below-average fundamentals quality score (39/100)
Opportunities (1)
- •Strong 3-year revenue growth (38.5%)
Threats (1)
- •FII holding has been falling
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹1,393.5 | ₹1,327.6 | ₹1,246.8 | ₹1,180.9 | ₹1,100.1 | ₹1,034.2 | ₹953.4 |
| Fibonacci | ₹1,327.6 | ₹1,271.56 | ₹1,236.94 | ₹1,180.9 | ₹1,124.86 | ₹1,090.24 | ₹1,034.2 |
| Camarilla | ₹1,206.34 | ₹1,192.9 | ₹1,179.45 | ₹1,180.9 | ₹1,152.55 | ₹1,139.11 | ₹1,125.66 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-35.43%
1 Week
-34.97%
1 Month
-35.63%
3 Months
-28.4%
6 Months
-18.64%
1 Year
-30.48%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹226.88
Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
DuPont ROE Breakdown
9.47%
Net margin 10.2% × asset turnover 0.78x × equity multiplier 1.19x
Company Overview
Sector
Financial Services
Market Cap
₹53,957 Cr
P/E (TTM)
72.1
ROE
9.75%
Book Value
₹158.0
Face Value
₹2.0
Source: Screener.in (Consolidated figures) — data as of 26 Sep 2026. Not investment advice.
TopFund Analysis
Pb Fintech Limited scores weakly on TopFund's composite fundamentals check within the Financial Services sector, at 39/100. The strongest factor is Growth (100/100), while Corporate Governance (0/100) is the weakest area to weigh before deciding. Notably: Low return on equity (9.75%); below-average fundamentals quality score (39/100). FII holding has been falling.
TopFund Score — Fundamentals Quality
39/100 — WeakData confidence: 75/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Cash Flow
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company is almost debt free.
- +Company is expected to give good quarter
- +Company has delivered good profit growth of 41.9% CAGR over last 5 years
- +Company's median sales growth is 46.1% of last 10 years
- −Stock is trading at 7.38 times its book value
- −Though the company is reporting repeated profits, it is not paying out dividend
- −Tax rate seems low
- −Company has a low return on equity of 5.58% over last 3 years.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
Exchange has sought clarification from PB Fintech Ltd on September 25, 2026 with reference to significant movement in price, in order to ensure that investors …
PB Fintech denies Yashish Dahiya resignation rumor; he remains Chairman and CEO.
PB Fintech approved buying remaining 20% in MyLoancare and infusing ₹10 crore in PB Wheels, ₹1 crore in PBFAA.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales + | 666 | 812 | 871 | 1,090 | 1,010 | 1,167 | 1,292 | 1,508 | 1,348 | 1,614 | 1,771 | 2,061 | 1,888 |
| Expenses + | 743 | 901 | 898 | 1,085 | 1,050 | 1,175 | 1,264 | 1,396 | 1,314 | 1,516 | 1,612 | 1,849 | 1,751 |
| Operating Profit | -77 | -89 | -27 | 5 | -39 | -8 | 28 | 112 | 34 | 98 | 159 | 212 | 137 |
| OPM % | -12.0% | -11.0% | -3.1% | 0.5% | -3.9% | -0.7% | 2.1% | 7.0% | 2.5% | 6.0% | 9.0% | 10.0% | 7.0% |
| Other Income + | 91 | 97 | 94 | 98 | 141 | 106 | 100 | 101 | 100 | 87 | 85 | 104 | 93 |
| Interest | 6 | 7 | 6 | 7 | 6 | 9 | 9 | 9 | 9 | 9 | 9 | 10 | 11 |
| Depreciation | 20 | 22 | 23 | 24 | 25 | 29 | 34 | 33 | 33 | 34 | 34 | 35 | 40 |
| Profit before tax | -12 | -21 | 37 | 73 | 71 | 60 | 85 | 171 | 92 | 142 | 201 | 272 | 179 |
| Tax % | 3.0% | -1.0% | 0.0% | 17.0% | 15.0% | 15.0% | 16.0% | 0.0% | 8.0% | 5.0% | 6.0% | 4.0% | 9.0% |
| Net Profit + | -12 | -21 | 37 | 60 | 60 | 51 | 72 | 170 | 85 | 135 | 189 | 261 | 163 |
| EPS in Rs | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 4 | 2 | 3 | 4 | 6 | 4 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales + | 78 | 90 | 334 | 492 | 771 | 887 | 1,425 | 2,558 | 3,438 | 4,977 | 6,794 | 7,334 |
| Expenses + | 149 | 232 | 386 | 828 | 1,091 | 1,046 | 2,325 | 3,219 | 3,626 | 4,884 | 6,286 | 6,729 |
| Operating Profit | -72 | -142 | -52 | -336 | -320 | -160 | -901 | -662 | -188 | 93 | 508 | 606 |
| OPM % | -92.0% | -157.0% | -16.0% | -68.0% | -41.0% | -18.0% | -63.0% | -26.0% | -5.0% | 1.9% | 7.0% | 8.0% |
| Other Income + | 10 | 35 | 26 | 37 | 84 | 71 | 124 | 259 | 381 | 449 | 372 | 370 |
| Interest | 0 | 0 | 0 | 8 | 12 | 12 | 14 | 22 | 27 | 34 | 38 | 39 |
| Depreciation | 2 | 3 | 7 | 30 | 47 | 41 | 43 | 64 | 89 | 121 | 136 | 143 |
| Profit before tax | -64 | -110 | -34 | -337 | -295 | -142 | -833 | -488 | 77 | 387 | 707 | 794 |
| Tax % | 0.0% | 0.0% | 76.0% | 3.0% | 3.0% | 6.0% | 0.0% | 0.0% | 16.0% | 9.0% | 5.0% | — |
| Net Profit + | -64 | -110 | -59 | -347 | -304 | -150 | -833 | -488 | 64 | 352 | 670 | 748 |
| EPS in Rs | -17,719 | -30,600 | -16,396 | -91,266 | -80,008 | -6,584 | -19 | -11 | 1 | 8 | 14 | 16 |
| Dividend Payout % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 97 | 301 | 787 | 489 | 1,265 | 1,990 | 5,322 | 5,386 | 5,781 | 6,341 | 7,219 |
| Borrowings + | 0 | 1 | 1 | 90 | 110 | 110 | 159 | 227 | 253 | 322 | 360 |
| Other Liabilities + | 29 | 43 | 92 | 172 | 202 | 230 | 344 | 551 | 604 | 776 | 1,035 |
| Total Liabilities | 126 | 345 | 880 | 751 | 1,576 | 2,331 | 5,915 | 6,254 | 6,729 | 7,531 | 8,707 |
| Fixed Assets + | 4 | 6 | 11 | 119 | 147 | 125 | 205 | 313 | 359 | 418 | 441 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 19 | 237 | 650 | 125 | 2 | 138 | 373 | 622 | 1,358 | 2,173 | 3,211 |
| Other Assets + | 103 | 102 | 219 | 507 | 1,427 | 2,068 | 5,338 | 5,319 | 5,011 | 4,940 | 5,054 |
| Total Assets | 126 | 345 | 880 | 751 | 1,576 | 2,331 | 5,915 | 6,254 | 6,729 | 7,531 | 8,707 |
| Equity Capital | 0 | 0 | 0 | 0 | 0 | 0 | 90 | 90 | 90 | 92 | 93 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -102 | -97 | -83 | -282 | -364 | 29 | -1,568 | -299 | 9 | -183 | 41 |
| Cash from Investing Activity + | -15 | -244 | -434 | 375 | 79 | -1,202 | -2,125 | 46 | 301 | 492 | 225 |
| Cash from Financing Activity + | 119 | 315 | 513 | -23 | 1,031 | 759 | 3,621 | -42 | -57 | -73 | -81 |
| Net Cash Flow | 2 | -27 | -5 | 69 | 746 | -415 | -71 | -295 | 253 | 236 | 186 |
| CFO/OP | 143 | 68 | 107 | 73 | 102 | 12 | 171 | 38 | -110 | -71 | 15 |
| Free Cash Flow | -121 | -305 | -97 | -317 | -396 | 24 | -1,599 | -363 | -55 | -280 | -36 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Others | 0.83% | 0.76% | 0.59% | 0.55% | 0.54% | 0.28% | 0.28% | 0.28% | 0.27% | 0.14% | 0.14% | 0.14% |
| Public | 33.46% | 34.28% | 33.81% | 31.69% | 31.44% | 31.35% | 30.85% | 29.65% | 29.47% | 29.55% | 23.19% | 22.14% |
| FII | 49.4% | 46.0% | 48.97% | 51.58% | 49.7% | 47.78% | 45.93% | 46.78% | 43.64% | 40.77% | 39.94% | 37.29% |
| DII | 16.31% | 18.97% | 16.64% | 16.17% | 18.31% | 20.57% | 22.95% | 23.27% | 26.63% | 29.54% | 36.72% | 40.42% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Pb Fintech Limited (this stock) | 53,957 | 72.1 | 7.38 | 9.75% |
| Hdb Financial Services L | 55,061 | 25.3 | — | 14.7% |
| Piramal Finance Limited | 50,703 | 113.0 | 1.73 | 0.86% |
| Max Financial Serv Ltd | 50,318 | 464.0 | 9.53 | 1.52% |
| Sundaram Finance Ltd | 50,086 | 22.0 | 3.36 | 15.0% |
| General Ins Corp Of India | 59,501 | 6.7 | 0.8 | 14.6% |
| Authum Invest & Infra Ltd | 47,692 | 22.8 | 3.25 | 12.8% |
Which Mutual Funds Hold Pb Fintech Limited?
Frequently Asked Questions about Pb Fintech Limited
Pb Fintech Limited (POLICYBZR) closed at ₹1,166.0 on NSE on 25 September 2026, down 41.2 (3.41%) from the previous close.
Pb Fintech Limited trades on the NSE (National Stock Exchange of India) under the symbol POLICYBZR.
Pb Fintech Limited has a trailing twelve-month P/E (price-to-earnings) ratio of 72.1.
Pb Fintech Limited has a dividend yield of 0.0%.
Pb Fintech Limited's 52-week high is ₹1,964.0 and its 52-week low is ₹1,115.0.
Pb Fintech Limited has a market capitalisation of ₹53,957 crore.
Pb Fintech Limited has a TopFund Quality Score of 39/100 (Weak), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
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