as of —
₹—
Change
—
Day Open
₹—
Day High
₹—
Day Low
₹—
NSE Close — 25 Sep 2026
₹284.0
Change
+2.0 (0.71%)
Open
₹284.95
Prev. Close
₹282.0
Day High
₹285.75
Day Low
₹280.05
Volume Analysis
Traded
6,184,736
Delivered
1,520,316
Delivery %
24.58%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (0)
No signal for this stock
Weaknesses (1)
- •High debt-to-equity ratio (3.94)
Opportunities (1)
- •Strong 3-year EPS growth (22.0%)
Threats (1)
- •FII holding has been falling
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹292.19 | ₹288.97 | ₹286.49 | ₹283.27 | ₹280.79 | ₹277.57 | ₹275.09 |
| Fibonacci | ₹288.97 | ₹286.79 | ₹285.45 | ₹283.27 | ₹281.09 | ₹279.75 | ₹277.57 |
| Camarilla | ₹285.57 | ₹285.05 | ₹284.52 | ₹283.27 | ₹283.48 | ₹282.96 | ₹282.43 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-10.48%
1 Week
-7.73%
1 Month
-9.64%
3 Months
-8.61%
6 Months
+16.09%
1 Year
+20.19%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹173.17
Current price is above the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹70,929 Cr
P/E (TTM)
22.2
ROE
11.2%
Book Value
₹112.0
Face Value
₹10.0
Source: Screener.in (Consolidated figures) — data as of 25 Sep 2026. Not investment advice.
TopFund Analysis
L&t Finance Limited lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 59/100. The strongest factor is Growth (100/100), while Risk & Volatility (34/100) is the weakest area to weigh before deciding. Notably: High debt-to-equity ratio (3.94). FII holding has been falling.
TopFund Score — Fundamentals Quality
59/100 — AverageData confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Company has delivered good profit growth of 32.4% CAGR over last 5 years
- +Company has been maintaining a healthy dividend payout of 25.3%
- −Stock is trading at 2.54 times its book value
- −Company has low interest coverage ratio.
- −The company has delivered a poor sales growth of 6.05% over past five years.
- −Company has a low return on equity of 10.8% over last 3 years.
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
L&T Finance received ESG rating 79.15, category leader, from Niche Ninety Nine on September 17, 2026.
L&T Finance allotted 65,000 NCDs worth ₹650 crore on September 18, 2026.
L&T Finance to meet JP Morgan on September 21 and Nuvama on September 28 in Mumbai.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 3,223 | 3,214 | 3,534 | 3,670 | 3,784 | 4,019 | 4,098 | 4,023 | 4,260 | 4,336 | 4,578 | 4,771 | 5,213 |
| Expenses + | 1,270 | 1,331 | 1,375 | 1,619 | 1,482 | 1,575 | 1,676 | 1,581 | 1,640 | 1,662 | 1,800 | 1,890 | 1,974 |
| Financing Profit | 590 | 557 | 806 | 716 | 950 | 968 | 853 | 842 | 984 | 1,040 | 1,075 | 1,134 | 1,269 |
| Financing Margin % | 18.0% | 17.0% | 23.0% | 20.0% | 25.0% | 24.0% | 21.0% | 21.0% | 23.0% | 24.0% | 23.0% | 24.0% | 24.0% |
| Other Income + | 153 | 268 | 47 | 6 | 0 | 5 | 8 | 4 | 0 | 0 | -25 | 0 | 30 |
| Interest | 1,364 | 1,325 | 1,353 | 1,335 | 1,351 | 1,476 | 1,569 | 1,600 | 1,636 | 1,634 | 1,703 | 1,747 | 1,970 |
| Depreciation | 30 | 28 | 29 | 28 | 28 | 33 | 36 | 41 | 41 | 51 | 58 | 60 | 63 |
| Profit before tax | 714 | 797 | 824 | 694 | 922 | 940 | 824 | 806 | 943 | 989 | 992 | 1,074 | 1,236 |
| Tax % | 26.0% | 25.0% | 22.0% | 20.0% | 26.0% | 26.0% | 24.0% | 21.0% | 26.0% | 26.0% | 26.0% | 25.0% | 26.0% |
| Net Profit + | 531 | 594 | 639 | 553 | 685 | 697 | 626 | 636 | 701 | 735 | 738 | 809 | 916 |
| EPS in Rs | 2 | 2 | 3 | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 4 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 6,456 | 7,440 | 8,532 | 10,215 | 13,365 | 14,104 | 13,353 | 11,930 | 12,775 | 14,252 | 15,924 | 17,914 | 18,898 |
| Expenses + | 1,625 | 1,979 | 2,776 | 3,308 | 3,377 | 4,160 | 5,401 | 5,233 | 7,935 | 6,195 | 6,304 | 6,946 | 7,326 |
| Financing Profit | 1,254 | 1,328 | 1,120 | 1,449 | 3,105 | 2,392 | 722 | 932 | -972 | 2,670 | 3,614 | 4,234 | 4,518 |
| Financing Margin % | 19.0% | 18.0% | 13.0% | 14.0% | 23.0% | 17.0% | 5.0% | 8.0% | -8.0% | 19.0% | 23.0% | 24.0% | 24.0% |
| Other Income + | 16 | 8 | 26 | 49 | -4 | 370 | 836 | 594 | 2,792 | 474 | 16 | -26 | 5 |
| Interest | 3,577 | 4,133 | 4,635 | 5,458 | 6,882 | 7,552 | 7,230 | 5,765 | 5,812 | 5,387 | 6,007 | 6,734 | 7,054 |
| Depreciation | 96 | 83 | 67 | 52 | 50 | 82 | 86 | 103 | 111 | 115 | 139 | 210 | 232 |
| Profit before tax | 1,175 | 1,253 | 1,079 | 1,446 | 3,052 | 2,680 | 1,472 | 1,423 | 1,709 | 3,029 | 3,491 | 3,998 | 4,291 |
| Tax % | 28.0% | 32.0% | 3.0% | 12.0% | 27.0% | 37.0% | 36.0% | 26.0% | 10.0% | 24.0% | 24.0% | 25.0% | — |
| Net Profit + | 855 | 857 | 1,048 | 1,278 | 2,232 | 1,700 | 949 | 1,049 | 1,536 | 2,317 | 2,643 | 2,983 | 3,198 |
| EPS in Rs | 4 | 4 | 5 | 5 | 9 | 7 | 4 | 4 | 7 | 9 | 11 | 12 | 13 |
| Dividend Payout % | 16.0% | 16.0% | 13.0% | 16.0% | 9.0% | 11.0% | 0.0% | 12.0% | 31.0% | 27.0% | 26.0% | 23.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 4,656 | 5,442 | 6,138 | 9,411 | 11,450 | 12,688 | 16,304 | 17,474 | 19,049 | 20,950 | 23,069 | 25,479 |
| Other Liabilities + | 2,912 | 3,775 | 3,593 | 1,117 | 1,094 | 902 | 1,582 | 1,696 | 1,706 | 2,652 | 2,447 | 3,903 |
| Total Liabilities | 52,742 | 63,799 | 72,511 | 87,772 | 106,050 | 109,529 | 108,947 | 106,880 | 106,339 | 102,694 | 120,384 | 142,184 |
| Fixed Assets + | 1,184 | 1,313 | 1,230 | 1,151 | 1,127 | 1,100 | 1,138 | 509 | 553 | 519 | 641 | 1,308 |
| CWIP | 174 | 22 | 28 | 19 | 39 | 62 | 24 | 22 | 5 | 36 | 45 | 62 |
| Investments | 2,649 | 3,563 | 6,012 | 5,301 | 8,641 | 5,979 | 8,872 | 11,917 | 14,366 | 12,385 | 11,876 | 10,564 |
| Other Assets + | 48,736 | 58,901 | 65,242 | 81,301 | 96,243 | 102,387 | 98,912 | 94,433 | 91,415 | 89,754 | 107,822 | 130,250 |
| Total Assets | 52,742 | 63,799 | 72,511 | 87,772 | 106,050 | 109,529 | 108,947 | 106,880 | 106,339 | 102,694 | 120,384 | 142,184 |
| Borrowing | 43,454 | 52,829 | 61,024 | 75,248 | 91,507 | 93,934 | 88,592 | 85,237 | 83,105 | 76,603 | 92,372 | 110,298 |
| Equity Capital | 1,720 | 1,753 | 1,756 | 1,996 | 1,999 | 2,005 | 2,469 | 2,474 | 2,480 | 2,489 | 2,495 | 2,504 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -6,474 | -9,213 | -5,779 | -15,640 | -11,643 | 2,162 | 5,464 | 6,078 | 7,490 | 686 | -16,587 | -14,189 |
| Cash from Investing Activity + | 2 | -675 | -2,118 | 1,549 | -3,587 | 160 | -2,025 | -5,087 | -1,634 | 849 | 472 | 367 |
| Cash from Financing Activity + | 6,552 | 9,426 | 7,952 | 14,678 | 16,008 | 1,451 | -2,091 | -3,023 | -1,664 | -7,050 | 15,419 | 15,415 |
| Net Cash Flow | 81 | -461 | 55 | 587 | 777 | 3,772 | 1,349 | -2,032 | 4,193 | -5,515 | -697 | 1,593 |
| CFO/OP | -125 | -158 | -91 | -217 | -109 | 30 | 72 | 96 | 178 | 102 | -165 | -120 |
| Free Cash Flow | -6,572 | -9,292 | -5,781 | -15,614 | -11,723 | 2,108 | 5,415 | 6,001 | 7,394 | 568 | -16,777 | -14,427 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 14.85% | 14.36% | 14.39% | 14.66% | 14.66% | 16.27% | 15.01% | 13.55% | 13.15% | 11.99% | 11.48% | 11.45% |
| Promoters | 66.02% | 65.9% | 65.86% | 66.37% | 66.29% | 66.25% | 66.24% | 66.16% | 66.1% | 66.03% | 65.99% | 65.96% |
| FII | 12.11% | 10.67% | 11.04% | 7.34% | 6.73% | 5.3% | 5.48% | 6.19% | 6.4% | 6.66% | 7.64% | 7.71% |
| DII | 7.02% | 9.07% | 8.69% | 11.64% | 12.33% | 12.17% | 13.28% | 14.1% | 14.33% | 15.33% | 14.91% | 14.9% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| L&t Finance Limited (this stock) | 70,929 | 22.2 | 2.54 | 11.2% |
| Yes Bank Limited | 70,624 | 18.7 | 1.35 | 7.1% |
| Indusind Bank Limited | 71,590 | 54.1 | 1.09 | 1.36% |
| IDFC First Bank Limited | 72,233 | 31.3 | 1.49 | 3.76% |
| ICICI Pru Life Ins Co Ltd | 67,860 | 42.2 | 4.98 | 12.6% |
| Nippon L I A M Ltd | 74,053 | 45.2 | 15.85 | 34.5% |
| Au Small Finance Bank Ltd | 75,808 | 223.0 | — | 22.3% |
Which Mutual Funds Hold L&t Finance Limited?
Frequently Asked Questions about L&t Finance Limited
L&t Finance Limited (LTF) closed at ₹284.0 on NSE on 25 September 2026, up 2.0 (0.71%) from the previous close.
L&t Finance Limited trades on the NSE (National Stock Exchange of India) under the symbol LTF.
L&t Finance Limited has a trailing twelve-month P/E (price-to-earnings) ratio of 22.2.
L&t Finance Limited has a dividend yield of 0.97%.
L&t Finance Limited's 52-week high is ₹339.0 and its 52-week low is ₹232.0.
L&t Finance Limited has a market capitalisation of ₹70,929 crore.
L&t Finance Limited has a TopFund Quality Score of 59/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
What are other investors saying about L&t Finance Limited?
No votes yet — be the first to share your view.
Sign in to voteDiscussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
Sign in to join the discussionNo comments yet — start the discussion.