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Day High
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NSE Close — 25 Sep 2026
₹173.99
Change
-0.33 (-0.19%)
Open
₹174.61
Prev. Close
₹174.32
Day High
₹175.3
Day Low
₹173.24
Volume Analysis
Traded
836,257
Delivered
300,262
Delivery %
35.91%
End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.
Strengths, Weaknesses, Opportunities & Threats
Strengths (1)
- •Strong return on equity (20.0%)
Weaknesses (2)
- •High debt-to-equity ratio (6.45)
- •Promoter holding is falling
Opportunities (2)
- •Strong 3-year EPS growth (33.3%)
- •FII holding has been rising
Threats (0)
No signal for this stock
Rule-based signals from the fundamentals below — not investment advice.
Pivot Levels
| Type | R3 | R2 | R1 | Pivot | S1 | S2 | S3 |
|---|---|---|---|---|---|---|---|
| Classic | ₹177.18 | ₹176.24 | ₹175.12 | ₹174.18 | ₹173.06 | ₹172.12 | ₹171.0 |
| Fibonacci | ₹176.24 | ₹175.45 | ₹174.97 | ₹174.18 | ₹173.39 | ₹172.91 | ₹172.12 |
| Camarilla | ₹174.56 | ₹174.37 | ₹174.18 | ₹174.18 | ₹173.8 | ₹173.61 | ₹173.42 |
Support/resistance levels for today, calculated from the previous trading day's high/low/close.
Absolute Returns
YTD
-23.55%
1 Week
+0.44%
1 Month
-5.04%
3 Months
-15.14%
6 Months
+3.55%
1 Year
-20.93%
2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.
Stock Vitals
Computed from the latest available annual financials.
Graham Number
₹223.32
Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.
Company Overview
Sector
Financial Services
Market Cap
₹34,673 Cr
P/E (TTM)
8.14
ROE
20.0%
Book Value
₹110.0
Face Value
₹10.0
Source: Screener.in (Consolidated figures) — data as of 24 Sep 2026. Not investment advice.
TopFund Analysis
Hsg & Urban Dev Corpn Ltd lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 64/100. The strongest factor is Growth (100/100), while Momentum (16/100) is the weakest area to weigh before deciding. Notably: Strong return on equity (20.0%); high debt-to-equity ratio (6.45); promoter holding is falling. Strong 3-year EPS growth (33.3%).
TopFund Score — Fundamentals Quality
64/100 — AverageData confidence: 72/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.
As of 27 Sep 2026 · How we calculate this →
Growth
Valuation
Corporate Governance
Momentum
Institutional Ownership
Business Quality
Risk & Volatility
Liquidity
From Screener.in
- +Stock is providing a good dividend yield of 3.48%.
- +Company has delivered good profit growth of 20.5% CAGR over last 5 years
- +Company has been maintaining a healthy dividend payout of 33.3%
- −Company has low interest coverage ratio.
- −Tax rate seems low
- −Company might be capitalizing the interest cost
Not investment advice — an automated read of public fundamentals data, for research context only.
Corporate Actions
HUDCO promoter shares moved from Ministry of Rural Development to MoHUA; 75% government holding unchanged.
HUDCO received ESG score 65.13, categorized as Performer, from Niche Ninety Nine Capability and Certifications.
HUDCO received Crisil ESG score 64, graded Strong, based on public-domain information.
HUDCO received ESG rating 61.5/B from SES ESG Research, based on public-domain information.
CAG appoints S A R C & Associates as HUDCO statutory auditors for FY 2026-27.
Source: BSE regulatory filings, via Screener.in.
Quarterly Results
Last several quarters
| Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 1,843 | 1,865 | 2,013 | 2,065 | 2,188 | 2,518 | 2,760 | 2,845 | 2,937 | 3,219 | 3,431 | 3,563 | 3,717 |
| Expenses + | 60 | 55 | 12 | 8 | 47 | -138 | 73 | -28 | 109 | 147 | 320 | 587 | 109 |
| Financing Profit | 592 | 593 | 688 | 817 | 678 | 994 | 924 | 1,014 | 852 | 926 | 717 | 563 | 1,048 |
| Financing Margin % | 32.0% | 32.0% | 34.0% | 40.0% | 31.0% | 39.0% | 33.0% | 36.0% | 29.0% | 29.0% | 21.0% | 16.0% | 28.0% |
| Other Income + | 9 | 16 | 10 | 129 | 9 | 8 | 10 | 10 | 8 | 32 | 74 | 62 | 20 |
| Interest | 1,191 | 1,217 | 1,313 | 1,240 | 1,464 | 1,662 | 1,762 | 1,859 | 1,976 | 2,147 | 2,394 | 2,413 | 2,561 |
| Depreciation | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 4 | 3 | 3 | 3 | 4 | 2 |
| Profit before tax | 598 | 606 | 696 | 943 | 685 | 1,000 | 932 | 1,020 | 857 | 955 | 788 | 621 | 1,066 |
| Tax % | 25.0% | 26.0% | 25.0% | 26.0% | 19.0% | 31.0% | 21.0% | 29.0% | 26.0% | 26.0% | 10.0% | -219.0% | 20.0% |
| Net Profit + | 446 | 452 | 519 | 700 | 558 | 689 | 735 | 728 | 630 | 710 | 713 | 1,981 | 851 |
| EPS in Rs | 2 | 2 | 3 | 4 | 3 | 3 | 4 | 4 | 3 | 4 | 4 | 10 | 4 |
| Raw PDF | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Gross NPA % | — | — | — | — | — | — | — | — | — | — | — | — | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Profit & Loss (Yearly)
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue + | 3,383 | 3,270 | 3,536 | 4,228 | 5,584 | 7,567 | 7,267 | 6,986 | 7,082 | 7,831 | 10,345 | 13,150 | 13,930 |
| Expenses + | 477 | 319 | 468 | 526 | 652 | 544 | 277 | 111 | 279 | 134 | -46 | 1,162 | 1,162 |
| Financing Profit | 1,131 | 1,044 | 1,082 | 1,408 | 1,861 | 2,176 | 2,225 | 2,342 | 2,296 | 2,736 | 3,644 | 3,057 | 3,253 |
| Financing Margin % | 33.0% | 32.0% | 31.0% | 33.0% | 33.0% | 29.0% | 31.0% | 34.0% | 32.0% | 35.0% | 35.0% | 23.0% | 23.0% |
| Other Income + | 44 | 37 | 98 | 6 | 7 | 4 | 11 | 11 | 4 | 117 | 4 | 177 | 189 |
| Interest | 1,775 | 1,908 | 1,986 | 2,295 | 3,071 | 4,848 | 4,765 | 4,533 | 4,507 | 4,961 | 6,747 | 8,931 | 9,515 |
| Depreciation | 5 | 5 | 5 | 5 | 5 | 6 | 7 | 8 | 11 | 10 | 11 | 13 | 12 |
| Profit before tax | 1,170 | 1,076 | 1,175 | 1,408 | 1,863 | 2,174 | 2,229 | 2,346 | 2,289 | 2,843 | 3,637 | 3,221 | 3,430 |
| Tax % | 34.0% | 27.0% | 28.0% | 28.0% | 37.0% | 21.0% | 29.0% | 27.0% | 26.0% | 26.0% | 26.0% | -25.0% | — |
| Net Profit + | 768 | 783 | 842 | 1,010 | 1,180 | 1,708 | 1,578 | 1,716 | 1,701 | 2,117 | 2,709 | 4,034 | 4,255 |
| EPS in Rs | 384 | 4 | 4 | 5 | 6 | 9 | 8 | 9 | 9 | 11 | 14 | 20 | 21 |
| Dividend Payout % | 13.0% | 13.0% | 13.0% | 11.0% | 14.0% | 36.0% | 28.0% | 41.0% | 45.0% | 39.0% | 31.0% | 30.0% | — |
Source: Screener.in — figures in ₹ Crores unless marked %.
Balance Sheet
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Reserves | 5,779 | 6,444 | 7,166 | 7,940 | 8,953 | 10,340 | 11,186 | 12,465 | 13,442 | 14,611 | 15,966 | 19,974 |
| Other Liabilities + | 7,018 | 1,999 | 1,975 | 2,695 | 2,026 | 2,347 | 2,792 | 2,924 | 2,621 | 2,814 | 3,231 | 3,186 |
| Total Liabilities | 33,114 | 35,894 | 39,339 | 48,914 | 72,828 | 76,126 | 76,958 | 78,894 | 80,969 | 93,422 | 128,496 | 166,838 |
| Fixed Assets + | 75 | 73 | 72 | 71 | 71 | 65 | 82 | 93 | 90 | 88 | 88 | 88 |
| CWIP | 25 | 39 | 43 | 35 | 39 | 52 | 39 | 25 | 19 | 15 | 16 | 23 |
| Investments | 756 | 367 | 367 | 527 | 534 | 232 | 250 | 257 | 630 | 297 | 1,318 | 2,227 |
| Other Assets + | 32,259 | 35,415 | 38,857 | 48,281 | 72,185 | 75,777 | 76,588 | 78,518 | 80,230 | 93,022 | 127,074 | 164,500 |
| Total Assets | 33,114 | 35,894 | 39,339 | 48,914 | 72,828 | 76,126 | 76,958 | 78,894 | 80,969 | 93,422 | 128,496 | 166,838 |
| Borrowing | 18,315 | 25,449 | 28,196 | 36,277 | 59,848 | 61,437 | 60,978 | 61,503 | 62,905 | 73,996 | 107,297 | 141,677 |
| Equity Capital | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 | 2,002 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Cash Flow
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity + | -182 | -4,965 | -2,598 | -7,830 | -23,400 | -1,336 | 2,161 | -806 | -851 | -10,287 | -31,421 | -33,912 |
| Cash from Investing Activity + | -13 | 372 | -5 | -4 | 18 | 83 | -14 | -1 | -352 | 435 | -1,041 | -884 |
| Cash from Financing Activity + | 204 | 4,659 | 2,509 | 7,858 | 23,422 | 1,365 | -1,083 | 81 | 691 | 10,174 | 32,218 | 34,793 |
| Net Cash Flow | 9 | 66 | -93 | 24 | 39 | 112 | 1,063 | -726 | -512 | 322 | -244 | -3 |
| CFO/OP | 7 | -155 | -72 | -199 | -462 | -13 | 37 | -6 | -6 | -127 | -296 | -278 |
| Free Cash Flow | -193 | -4,982 | -2,606 | -7,837 | -23,408 | -1,349 | 2,150 | -812 | -853 | -10,283 | -31,442 | -33,906 |
Source: Screener.in — figures in ₹ Crores unless marked %.
Shareholding Pattern
Quarter-by-quarter — Promoters, FII, DII & public holding trend
| Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Public | 10.41% | 11.83% | 11.7% | 10.66% | 13.63% | 13.17% | 12.85% | 12.78% | 12.13% | 11.56% | 11.74% | 12.49% |
| Promoters | 81.81% | 75.17% | 75.0% | 75.0% | 75.0% | 75.0% | 75.0% | 75.0% | 75.0% | 75.0% | 75.0% | 75.0% |
| FII | 0.65% | 1.2% | 1.91% | 2.7% | 2.32% | 2.08% | 2.46% | 1.96% | 1.94% | 1.97% | 2.22% | 2.4% |
| DII | 7.15% | 11.8% | 11.39% | 11.64% | 9.05% | 9.74% | 9.69% | 10.26% | 10.92% | 11.46% | 11.03% | 10.09% |
Source: Screener.in — quarterly shareholding disclosures.
Peers Comparison
Financial Services — ranked by market cap
| Company | Market Cap (Cr) | P/E | P/B | ROE |
|---|---|---|---|---|
| Hsg & Urban Dev Corpn Ltd (this stock) | 34,673 | 8.14 | 1.57 | 20.0% |
| Crisil Ltd | 33,814 | 38.2 | 10.36 | 24.5% |
| Anand Rathi Wealth Ltd | 35,948 | 77.3 | 36.02 | 47.3% |
| Tata Investment Corp Ltd | 32,968 | 76.5 | 1.13 | 1.44% |
| Manappuram Finance Ltd | 31,374 | 21.6 | 1.95 | 6.97% |
| LIC Housing Finance Ltd | 31,131 | 5.42 | 0.75 | 14.4% |
| Nuvama Wealth Manage Ltd | 31,024 | 28.6 | 7.44 | 27.4% |
Which Mutual Funds Hold Hsg & Urban Dev Corpn Ltd?
Frequently Asked Questions about Hsg & Urban Dev Corpn Ltd
Hsg & Urban Dev Corpn Ltd (HUDCO) closed at ₹173.99 on NSE on 25 September 2026, down 0.33 (0.19%) from the previous close.
Hsg & Urban Dev Corpn Ltd trades on the NSE (National Stock Exchange of India) under the symbol HUDCO.
Hsg & Urban Dev Corpn Ltd has a trailing twelve-month P/E (price-to-earnings) ratio of 8.14.
Hsg & Urban Dev Corpn Ltd has a dividend yield of 3.48%.
Hsg & Urban Dev Corpn Ltd's 52-week high is ₹247.0 and its 52-week low is ₹159.0.
Hsg & Urban Dev Corpn Ltd has a market capitalisation of ₹34,673 crore.
Hsg & Urban Dev Corpn Ltd has a TopFund Quality Score of 64/100 (Average), a composite of profitability, balance-sheet health, growth and valuation. This is an analytical score based on public data, not personalized investment advice — see the full breakdown below before deciding.
Community Sentiment
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