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GICRE

General Ins Corp Of India Share Price

Live price, chart and which mutual funds hold this stock

TopFund Score: 59/100 · Average See breakdown ↓
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as of —

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Day Open

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Day High

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Day Low

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NSE Close — 28 Sep 2026

₹329.3

Change

-8.2 (-2.43%)

Open

₹339.0

Prev. Close

₹337.5

Day High

₹339.0

Day Low

₹328.2

Volume Analysis

Traded

453,673

Delivered

249,765

Delivery %

55.05%

End-of-day NSE price via the official Bhavcopy — updated once daily after market close, not a live tick.

Strengths, Weaknesses, Opportunities & Threats

Strengths (0)

No signal for this stock

Weaknesses (2)

  • •Trading within 3% of its 52-week low (₹334.0)
  • •Promoter holding is falling

Opportunities (1)

  • •FII holding has been rising

Threats (0)

No signal for this stock

Rule-based signals from the fundamentals below — not investment advice.

Pivot Levels

Type R3 R2 R1 Pivot S1 S2 S3
Classic ₹346.94 ₹342.97 ₹336.14 ₹332.17 ₹325.34 ₹321.37 ₹314.54
Fibonacci ₹342.97 ₹338.84 ₹336.3 ₹332.17 ₹328.04 ₹325.5 ₹321.37
Camarilla ₹332.27 ₹331.28 ₹330.29 ₹332.17 ₹328.31 ₹327.32 ₹326.33

Support/resistance levels for today, calculated from the previous trading day's high/low/close.

Absolute Returns

YTD

-12.85%

1 Week

-3.49%

1 Month

-6.79%

3 Months

-8.26%

6 Months

-13.01%

1 Year

-9.45%

2Y/3Y/5Y not shown yet — price history tracking only goes back to mid-2025 so far.

Stock Vitals

Computed from the latest available annual financials.

Graham Number

₹723.18

Current price is at or below the Graham Number — Benjamin Graham's estimate of fair value based on earnings and book value.

DuPont ROE Breakdown

12.77%

Net margin 16.82% × asset turnover 0.26x × equity multiplier 2.92x

Company Overview

Sector

Financial Services

Market Cap

₹59,501 Cr

P/E (TTM)

6.7

ROE

14.6%

Book Value

₹422.0

Face Value

₹5.0

Source: Screener.in (Consolidated figures) — data as of 24 Sep 2026. Not investment advice.

TopFund Analysis

General Ins Corp Of India lands in the middle of the pack on TopFund's composite fundamentals check within the Financial Services sector, at 59/100. The strongest factor is Risk & Volatility (85/100), while Momentum (6/100) is the weakest area to weigh before deciding. Notably: Trading within 3% of its 52-week low (₹334.0); promoter holding is falling. FII holding has been rising.

TopFund Score — Fundamentals Quality

59/100 — Average

Data confidence: 79/100 (Moderate Confidence) — based on how complete and how fresh the underlying data is.

As of 28 Sep 2026 · How we calculate this →

Growth

47

Valuation

78

Cash Flow

34

Corporate Governance

71

Momentum

6

Institutional Ownership

64

Business Quality

71

Risk & Volatility

85

Liquidity

72

From Screener.in

  • +Company is almost debt free.
  • +Stock is trading at 0.80 times its book value
  • +Stock is providing a good dividend yield of 3.91%.
  • +Company has been maintaining a healthy dividend payout of 24.6%
  • −The company has delivered a poor sales growth of 1.75% over past five years.
  • −Company has a low return on equity of 13.0% over last 3 years.
  • −Contingent liabilities of Rs.27,679 Cr.

Not investment advice — an automated read of public fundamentals data, for research context only.

Corporate Actions

Shareholder Meeting / Postal Ballot-Outcome of AGM 22 Sep 22 Sep
Announcement under Regulation 30 (LODR)-Change in Directorate 15 Sep

Ministry of Finance appoints Divesh Sehara as GIC Re government nominee director, effective immediately.

Announcement under Regulation 30 (LODR)-Newspaper Publication 1 Sep 01 Sep
Notice Of 54Th Annual General Meeting Of General Insurance Corporation Of India To Be Held On 22Nd September 2026 31 Aug 31 Aug
Reg. 34 (1) Annual Report. 31 Aug 31 Aug

Source: BSE regulatory filings, via Screener.in.

Quarterly Results

Last several quarters

  Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Sales + 11,166 13,075 11,148 10,254 12,886 12,378 11,144 13,209 14,623 12,755 12,589 13,018 14,401
Expenses + 10,200 11,611 9,523 7,290 11,413 9,998 9,215 10,210 12,018 9,993 10,223 10,556 12,380
Operating Profit 966 1,465 1,625 2,964 1,473 2,380 1,929 2,998 2,605 2,762 2,366 2,463 2,021
OPM % 9.0% 11.0% 15.0% 29.0% 11.0% 19.0% 17.0% 23.0% 18.0% 22.0% 19.0% 19.0% 14.0%
Other Income + 187 391 195 131 17 -93 255 146 59 553 135 645 171
Interest 0 0 0 0 0 0 0 0 0 0 0 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 1,154 1,855 1,820 3,096 1,490 2,287 2,184 3,144 2,664 3,315 2,501 3,108 2,192
Tax % 18.0% 13.0% 24.0% 18.0% 25.0% 18.0% 26.0% 25.0% 18.0% 19.0% 24.0% 23.0% 26.0%
Net Profit + 978 1,689 1,439 2,580 1,401 1,856 1,677 2,499 2,531 2,874 1,726 2,533 1,744
EPS in Rs 6 10 8 15 8 11 10 14 14 16 10 14 10
Raw PDF — — — — — — — — — — — — —

Source: Screener.in — figures in ₹ Crores unless marked %.

Profit & Loss (Yearly)

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
Sales + 13,595 15,338 26,776 38,198 44,928 50,345 48,583 48,967 46,638 45,978 49,617 52,986 52,763
Expenses + 15,160 16,851 27,561 39,900 41,204 52,445 45,510 45,816 39,709 38,506 40,822 42,923 43,152
Operating Profit -1,566 -1,512 -786 -1,702 3,724 -2,100 3,073 3,151 6,929 7,472 8,795 10,062 9,611
OPM % -12.0% -10.0% -2.9% -4.5% 8.0% -4.2% 6.0% 6.0% 15.0% 16.0% 18.0% 19.0% 18.0%
Other Income + 4,436 4,545 4,573 5,351 145 1,754 11 618 1,112 465 324 1,391 1,504
Interest 33 2 7 12 0 0 0 0 1 1 0 0 0
Depreciation 9 9 10 8 14 19 15 14 10 12 15 6 0
Profit before tax 2,829 3,021 3,770 3,630 3,854 -366 3,069 3,755 8,031 7,925 9,105 11,447 11,115
Tax % 1.0% 11.0% 13.0% 12.0% 32.0% -24.0% 41.0% 41.0% 18.0% 18.0% 23.0% 21.0% —
Net Profit + 2,891 2,823 3,672 3,146 2,758 -186 1,992 2,386 6,907 6,686 7,432 9,662 8,875
EPS in Rs 336 3 4 18 16 -1 11 14 39 38 42 55 51
Dividend Payout % 11.0% 19.0% 27.0% 38.0% 43.0% 0.0% 0.0% 17.0% 18.0% 26.0% 24.0% 24.0% —

Source: Screener.in — figures in ₹ Crores unless marked %.

Balance Sheet

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Reserves 43,742 41,445 19,753 23,716 24,615 23,067 31,586 35,131 44,308 54,379 60,622 69,604
Borrowings + 0 0 0 0 0 0 0 0 0 0 0 0
Other Liabilities + 30,745 34,228 77,131 88,329 96,716 96,637 107,801 115,833 117,546 129,196 133,268 135,247
Total Liabilities 74,916 76,103 97,314 112,484 122,209 120,581 140,265 151,841 162,731 184,452 194,768 205,728
Fixed Assets + 181 214 192 200 225 209 200 200 324 318 327 332
CWIP 0 0 0 0 0 0 0 0 0 0 8 12
Investments 56,758 55,686 66,481 73,791 82,045 70,918 93,990 104,677 114,738 135,763 143,280 148,373
Other Assets + 17,978 20,203 30,641 38,493 39,938 49,455 46,075 46,963 47,669 48,372 51,153 57,011
Total Assets 74,916 76,103 97,314 112,484 122,209 120,581 140,265 151,841 162,731 184,452 194,768 205,728
Equity Capital 430 430 430 439 877 877 877 877 877 877 877 877

Source: Screener.in — figures in ₹ Crores unless marked %.

Cash Flow

  Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Cash from Operating Activity + 2,635 6,013 7,901 8,837 7,604 8,617 13,284 9,051 11,722 -212 1,976 466
Cash from Investing Activity + -2,763 -3,332 -4,414 -5,605 -7,501 -4,016 -10,802 -6,188 -9,076 1,749 -275 1,281
Cash from Financing Activity + -387 -650 -1,035 -1,206 -1,428 -1,428 0 0 -395 -1,263 -1,754 -1,754
Net Cash Flow -515 2,030 2,452 2,026 -1,324 3,174 2,482 2,863 2,251 274 -53 -7
CFO/OP -145 -402 -1,046 -543 240 -440 467 334 195 22 48 30
Free Cash Flow 2,601 5,970 7,898 8,821 7,564 8,614 13,278 9,036 11,589 -217 1,952 453

Source: Screener.in — figures in ₹ Crores unless marked %.

Shareholding Pattern

Quarter-by-quarter — Promoters, FII, DII & public holding trend

Promoter holding: 85.78% → 77.4%
  Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
Public 2.34% 2.15% 2.3% 2.25% 2.56% 2.1% 2.0% 2.19% 2.4% 2.16% 2.0% 2.45%
Promoters 85.78% 85.78% 85.78% 85.78% 82.4% 82.4% 82.4% 82.4% 82.4% 82.4% 82.4% 77.4%
FII 0.86% 0.95% 0.87% 1.05% 1.34% 1.8% 1.93% 2.12% 2.12% 2.12% 2.05% 2.43%
DII 11.02% 11.11% 11.06% 10.91% 13.72% 13.7% 13.68% 13.29% 13.1% 13.32% 13.55% 17.73%

Source: Screener.in — quarterly shareholding disclosures.

Peers Comparison

Financial Services — ranked by market cap

Company Market Cap (Cr) P/E P/B ROE
General Ins Corp Of India (this stock) 59,501 6.7 0.8 14.6%
Bank Of India 59,385 5.04 0.65 12.4%
Indian Overseas Bank 61,505 10.3 1.58 15.6%
Motilal Oswal Fin Ltd 62,046 31.3 4.81 15.5%
Bank Of Maharashtra 62,241 8.26 1.74 22.6%
Hdb Financial Services L 55,061 25.3 — 14.7%
RBL Bank Limited 64,401 71.6 1.53 5.43%

Which Mutual Funds Hold General Ins Corp Of India?

Frequently Asked Questions about General Ins Corp Of India

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