Which mutual fund is best in India 2026?

TopFund rates 14,000+ Indian mutual funds using 1Y, 3Y, 5Y CAGR returns, expense ratio, AUM, and risk metrics. Filter by category, risk level, or fund house to find the best fund for your goals.

What is the difference between Direct and Regular mutual fund plans?

Direct plans have no distributor commission, giving 0.5–1% lower expense ratio and higher returns. Regular plans go through agents/distributors who earn commission. Direct plans are better for self-investors.

How to start SIP in India?

Choose a mutual fund on TopFund, use the SIP calculator to decide your monthly amount, then invest directly on AMC website or through AMFI-registered platforms. No minimum period required.

What is NAV in mutual fund?

NAV (Net Asset Value) is the per-unit price of a mutual fund, calculated daily by AMFI. It equals total fund assets minus liabilities, divided by outstanding units.

Mutual Funds

14215 funds — star ratings, CAGR returns & sector allocation

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5425 funds found

Sort: AUM 1Y Returns 3Y Returns 5Y Returns Rating Low Expense

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SBI Technology Opportunities Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

SBI Mutual Fund

★★★★★ ⚡ 53/100

Equity Sectoral

NAV

₹149.29

3Y Return

+9.94%

Expense

0.93%

SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH

SBI Mutual Fund

★★★★★ ⚡ 53/100

Equity Sectoral

NAV

₹210.18

3Y Return

+9.94%

Expense

0.93%

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH

SBI Mutual Fund

★★★★★ ⚡ 53/100

Equity Sectoral

NAV

₹182.85

3Y Return

+9.94%

Expense

0.93%

SBI Technology Opportunities Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

SBI Mutual Fund

★★★★★ ⚡ 53/100

Equity Sectoral

NAV

₹110.11

3Y Return

+9.94%

Expense

0.93%

UTI Ultra Short Duration Fund - Regular Plan - Fortnightly IDCW

UTI Mutual Fund

Mutual Funds

SBI Technology Opportunities Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

SBI TECHNOLOGY OPPORTUNITIES FUND - DIRECT PLAN - GROWTH

SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH

SBI Technology Opportunities Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

UTI Ultra Short Duration Fund - Regular Plan - Fortnightly IDCW

UTI Short Duration Fund - Regular Plan - Monthly IDCW

UTI Ultra Short Duration Fund - Direct Plan - Quarterly IDCW

UTI Ultra Short Duration Fund - Regular Plan - Annual IDCW

UTI Ultra Short Duration Fund - Discontinued - INSTN PLAN - PERIODIC DIVIDEND OPTION

UTI Ultra Short Duration Fund - Regular Plan - Monthly IDCW

UTI Ultra Short Duration Fund - Direct Plan - Half-Yearly IDCW

UTI Ultra Short Duration Fund - Regular Plan - Growth Option

UTI Short Duration Fund - Regular Plan - Half-Yearly IDCW

UTI Ultra Short Duration Fund - Regular Plan - Daily IDCW (Reinvestment)

UTI Ultra Short Duration Fund - Regular Plan - Weekly IDCW (Reinvestment)

UTI Ultra Short Duration Fund - Regular Plan - Quarterly IDCW

UTI Ultra Short Duration Fund - Regular Plan - Flexi IDCW

UTI Ultra Short Duration Fund - Discontinued - INSTN GROWTH OPTION

UTI Ultra Short Duration Fund - Direct Plan - Monthly IDCW

UTI Short Duration Fund - Regular Plan - Annual IDCW

UTI Ultra Short Duration Fund - Direct Plan - Fortnightly IDCW

UTI Ultra Short Duration Fund - Direct Plan - Growth Option

UTI Short Duration Fund - Discontinued Regular Option -Growth Sub Option

UTI Short Duration Fund - Regular Plan - Flexi IDCW