Which mutual fund is best in India 2026?

TopFund rates 8,786+ Indian mutual funds using 1Y, 3Y, 5Y CAGR returns, expense ratio, AUM, and risk metrics. Filter by category, risk level, or fund house to find the best fund for your goals.

What is the difference between Direct and Regular mutual fund plans?

Direct plans have no distributor commission, giving 0.5–1% lower expense ratio and higher returns. Regular plans go through agents/distributors who earn commission. Direct plans are better for self-investors.

How to start SIP in India?

Choose a mutual fund on TopFund, use the SIP calculator to decide your monthly amount, then invest directly on AMC website or through AMFI-registered platforms. No minimum period required.

What is NAV in mutual fund?

NAV (Net Asset Value) is the per-unit price of a mutual fund, calculated daily by AMFI. It equals total fund assets minus liabilities, divided by outstanding units.

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Mutual Fund Screener

8,786+ funds — star ratings, CAGR returns & sector allocation

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17 funds found · Debt

Sort: AUM 1Y Returns 3Y Returns 5Y Returns Rating Low Expense

Debtclose Gilt Fundclose Age: Establishedclose

Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option - Direct

Kotak Mahindra Mutual Fund

Mutual Fund Screener

Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option - Direct

Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option

Kotak Gilt-Investment Regular-Growth - Direct

UTI - GILT FUND - Direct Plan - Growth Option

UTI - GILT FUND - Discontinued PF Plan - Growth Option

UTI - GILT FUND - Regular Plan - Growth Option

UTI Gilt Fund - Direct Plan - IDCW

Bandhan Gilt Fund - Regular Plan - IDCW

Bandhan Gilt Fund - Regular Plan - Growth

Bandhan Gilt Fund - Regular Plan - Quarterly IDCW

Bandhan Gilt Fund - Regular - Plan B - Half Yearly IDCW

Bandhan Gilt Fund - Regular Plan - Annual IDCW

Bandhan Gilt Fund - Regular Plan B - Periodic IDCW

Union Gilt Fund - Regular Plan - Half-yearly IDCW Option

quant Gilt Fund - IDCW Option - Regular Plan

quant Gilt Fund - Growth Option - Regular Plan

PGIM India Gilt Fund - Quarterly Dividend