Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 69/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)7.54%
- Expense ratio (20%)0.0701%
- AUM (15%)₹7,904 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Kotak Mahindra Mutual Fund · Debt · Others
₹13.23
AUM: ₹7,904 Cr
NAV updated 12 days ago
Plan
Regular
Option
Growth
Risk
Moderate
Expense Ratio
0.0701%
Exit Load
Nil
Fund Manager
Abhishek Bisen
Inception
Nov 2022
Benchmark
NIFTY Composite Debt Index
Sharpe Ratio
-1.22
Std Dev (1Y)
3.65%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.01%
3m
+1.34%
6m
+2.84%
1y
+5.86%
3y
+7.54%
5y
+4.35%
10y
+3.61%
since inception
+2.75%
TopFund's Take on Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option holds up reasonably well within the Others category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 69/100.
Cost: At 0.0701%, the expense ratio is meaningfully cheaper — about 22% below the Others category average of 0.09% (based on 59 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.22 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 3.65% is on the lower side for a Others fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
DSP Income Plus Arbitrage Omni FoF - Direct Plan - Growth
DSP Mutual Fund
DSP Arbitrage Fund - Direct - Growth
DSP Mutual Fund
Kotak Income Plus Arbitrage Omni FOF-Direct Plan-Growth
Kotak Mahindra Mutual Fund
Mirae Asset Arbitrage Fund Direct Growth
Mirae Asset Mutual Fund
Edelweiss Arbitrage Fund- Direct Plan- Growth Option
Edelweiss Mutual Fund
Tata Income Plus Arbitrage Active FOF - Direct Plan Growth Option
Tata Mutual Fund
Tools & Guides for This Fund
Frequently Asked Questions about Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option
The current NAV (Net Asset Value) of Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option is ₹13.23. NAV is updated every business day after market close by AMFI.
1Y: 5.86% · 3Y CAGR: 7.54% · 5Y CAGR: 4.35%
The expense ratio of Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option is 0.0701% per annum. This is the annual fee charged by the fund to manage your investment.
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option is managed by Abhishek Bisen at Kotak Mahindra Mutual Fund.
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option is a Others fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option is ₹7,904 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.