WhiteOak Capital Equity Savings Fund Regular Plan Growth

WhiteOak Capital Equity Savings Fund Regular Plan Growth lags behind most of its peers in the Equity Savings category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 48/100.

Cost: At 1.55%, the expense ratio runs 35% above the Equity Savings category average of 1.15%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.36 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 3.76% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.