Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
WhiteOak Capital Banking & Financial Services Fund - Regular Growth
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 71/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)—
- Expense ratio (20%)1.07%
- AUM (15%)₹653 Cr
Not investment advice — an analytical read of public fund data. Methodology →
WhiteOak Capital Mutual Fund · Equity · Sectoral
₹13.66
AUM: ₹652 Cr
NAV updated 21 days ago
Plan
Regular
Option
Growth
Risk
Very High
Expense Ratio
1.07%
Exit Load
Nil
Fund Manager
Ashish Agrawal
Inception
Feb 2024
Benchmark
NIFTY Financial Services Total Return Index
Sharpe Ratio
0.04
Std Dev (1Y)
17.05%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.38%
3m
+8.24%
6m
+5.99%
1y
+7.88%
3y
—
5y
—
10y
—
since inception
+10.84%
TopFund's Take on WhiteOak Capital Banking & Financial Services Fund - Regular Growth
WhiteOak Capital Banking & Financial Services Fund - Regular Growth holds up reasonably well within the Sectoral category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 71/100.
Cost: At 1.07%, the expense ratio is roughly in line with the Sectoral category average of 0.99% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.04 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 17.05% is fairly typical for Sectoral funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
DSP Nifty Healthcare Index Fund - Direct- Growth
DSP Mutual Fund
quant BFSI Fund - Growth Option - Direct Plan
Quant Mutual Fund
DSP Nifty Bank Index Fund - Direct - Growth
DSP Mutual Fund
Invesco India Financial Services Fund - Direct Plan - Growth
Invesco Mutual Fund
BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Growth
Bank of India Mutual Fund
Bandhan BSE Healthcare Index Fund Direct Plan - Growth
Bandhan Mutual Fund
Tools & Guides for This Fund
Frequently Asked Questions about WhiteOak Capital Banking & Financial Services Fund - Regular Growth
The current NAV (Net Asset Value) of WhiteOak Capital Banking & Financial Services Fund - Regular Growth is ₹13.66. NAV is updated every business day after market close by AMFI.
1Y: 7.88%
The expense ratio of WhiteOak Capital Banking & Financial Services Fund - Regular Growth is 1.07% per annum. This is the annual fee charged by the fund to manage your investment.
WhiteOak Capital Banking & Financial Services Fund - Regular Growth is managed by Ashish Agrawal at WhiteOak Capital Mutual Fund.
WhiteOak Capital Banking & Financial Services Fund - Regular Growth is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
WhiteOak Capital Banking & Financial Services Fund - Regular Growth is a Sectoral fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in WhiteOak Capital Banking & Financial Services Fund - Regular Growth with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of WhiteOak Capital Banking & Financial Services Fund - Regular Growth is ₹653 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.