WhiteOak Capital Balanced Hybrid Fund Direct Plan Growth

WhiteOak Capital Balanced Hybrid Fund Direct Plan Growth holds up reasonably well within the Balanced Hybrid category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 66/100.

Cost: At 0.72%, the expense ratio is meaningfully cheaper — about 21% below the Balanced Hybrid category average of 0.91% (based on 10 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.71 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 7.76% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.