WhiteOak Capital Balanced Advantage Fund Regular Plan Growth

WhiteOak Capital Balanced Advantage Fund Regular Plan Growth holds up reasonably well within the Dynamic Asset Allocation category, backed by a 4-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 79/100.

Cost: At 0.83%, the expense ratio is meaningfully cheaper — about 14% below the Dynamic Asset Allocation category average of 0.96% (based on 204 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.12 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 8.83% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.