Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

UTI Mutual Fund

UTI Value Fund - Direct Plan - Growth Option

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 68/100 · Good

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)12.85%
  • Expense ratio (20%)1.33%
  • AUM (15%)₹9,659 Cr

Not investment advice — an analytical read of public fund data. Methodology →

UTI Mutual Fund · Equity · Value Oriented

₹182.57

+0.0 (+0.0%)

AUM: ₹9,659 Cr

NAV updated 21 days ago

Plan

Direct

Option

Growth

Risk

Very High

Expense Ratio

1.33%

Exit Load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.

Fund Manager

Vetri Subramaniam, Amit Premchandani

Inception

Jan 2013

Benchmark

NIFTY 500 Total Return Index

Sharpe Ratio

-0.46

Std Dev (1Y)

13.39%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-1.87%

3m

+4.1%

6m

+1.16%

1y

-0.51%

3y

+12.85%

5y

+11.44%

10y

+13.38%

since inception

+13.45%

TopFund's Take on UTI Value Fund - Direct Plan - Growth Option

UTI Value Fund - Direct Plan - Growth Option holds up reasonably well within the Value Oriented category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 68/100.

Cost: At 1.33%, the expense ratio runs 33% above the Value Oriented category average of 1.0%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.46 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 13.39% is fairly typical for Value Oriented funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 99.26%
Net Current Assets 0.47%
GOI Securities 0.26%
CBLO 0.01%

Frequently Asked Questions about UTI Value Fund - Direct Plan - Growth Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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