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UTI Short Duration Fund - Regular Plan - Monthly IDCW
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 47/100 · Weak
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)0.67%
- Expense ratio (20%)0.4%
- AUM (15%)₹3,444 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Income/Debt Oriented · Short Term Fund
₹11.92
AUM: ₹3,443 Cr
NAV updated 15 days ago
Plan
Regular
Option
Idcw
Risk
Moderate
Expense Ratio
0.4%
Exit Load
Nil
Fund Manager
Sudhir Agrawal, Ritesh Nambiar
Inception
Jan 2013
Benchmark
NIFTY Ultra Short Duration Debt Index A-I
Sharpe Ratio
-3.92
Std Dev (1Y)
2.03%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.5%
3m
-0.01%
6m
-0.46%
1y
-1.06%
3y
+0.67%
5y
+1.9%
10y
+1.2%
since inception
+1.48%
TopFund's Take on UTI Short Duration Fund - Regular Plan - Monthly IDCW
UTI Short Duration Fund - Regular Plan - Monthly IDCW lags behind most of its peers in the Short Term Fund category, currently carrying a 2-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 47/100.
Cost: At 0.4%, the expense ratio runs 18% above the Short Term Fund category average of 0.34%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -3.92 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 2.03% is on the lower side for a Short Term Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about UTI Short Duration Fund - Regular Plan - Monthly IDCW
The current NAV (Net Asset Value) of UTI Short Duration Fund - Regular Plan - Monthly IDCW is ₹11.92. NAV is updated every business day after market close by AMFI.
1Y: -1.06% · 3Y CAGR: 0.67% · 5Y CAGR: 1.9%
The expense ratio of UTI Short Duration Fund - Regular Plan - Monthly IDCW is 0.4% per annum. This is the annual fee charged by the fund to manage your investment.
UTI Short Duration Fund - Regular Plan - Monthly IDCW is managed by Sudhir Agrawal, Ritesh Nambiar at UTI Mutual Fund.
UTI Short Duration Fund - Regular Plan - Monthly IDCW is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
UTI Short Duration Fund - Regular Plan - Monthly IDCW is a Short Term Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI Short Duration Fund - Regular Plan - Monthly IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI Short Duration Fund - Regular Plan - Monthly IDCW is ₹3,444 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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