Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
UTI Multi Asset Allocation Fund - Regular Plan - IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 78/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)16.32%
- Expense ratio (20%)0.89%
- AUM (15%)₹6,998 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Hybrid · Multi Asset Allocation
₹88.88
AUM: ₹6,998 Cr
NAV updated 23 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
0.89%
Exit Load
Exit load of 1%, if redeemed within 30 days.
Fund Manager
V Srivatsa
Inception
Jan 2013
Benchmark
Groww Equity Hybrid
Sharpe Ratio
-0.28
Std Dev (1Y)
11.77%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.85%
3m
+2.88%
6m
+0.51%
1y
+7.14%
3y
+16.32%
5y
+13.63%
10y
+11.3%
since inception
+6.26%
TopFund's Take on UTI Multi Asset Allocation Fund - Regular Plan - IDCW
UTI Multi Asset Allocation Fund - Regular Plan - IDCW holds up reasonably well within the Multi Asset Allocation category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 78/100.
Cost: At 0.89%, the expense ratio runs 44% above the Multi Asset Allocation category average of 0.62%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.28 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 11.77% is on the lower side for a Multi Asset Allocation fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about UTI Multi Asset Allocation Fund - Regular Plan - IDCW
The current NAV (Net Asset Value) of UTI Multi Asset Allocation Fund - Regular Plan - IDCW is ₹88.88. NAV is updated every business day after market close by AMFI.
1Y: 7.14% · 3Y CAGR: 16.32% · 5Y CAGR: 13.63%
The expense ratio of UTI Multi Asset Allocation Fund - Regular Plan - IDCW is 0.89% per annum. This is the annual fee charged by the fund to manage your investment.
UTI Multi Asset Allocation Fund - Regular Plan - IDCW is managed by V Srivatsa at UTI Mutual Fund.
UTI Multi Asset Allocation Fund - Regular Plan - IDCW is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Yes, UTI Multi Asset Allocation Fund - Regular Plan - IDCW is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in UTI Multi Asset Allocation Fund - Regular Plan - IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI Multi Asset Allocation Fund - Regular Plan - IDCW is ₹6,998 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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