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UTI MNC Fund - Direct Plan - IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 5/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 95/100 · Excellent
How this score is calculated
- Star rating (35%)5/5
- 3Y CAGR (30%)36.24%
- Expense ratio (20%)0.07%
- AUM (15%)₹1,347 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Commodities · Gold
₹29.25
AUM: ₹1,346 Cr
NAV updated 21 days ago
Plan
Direct
Option
Idcw
Expense Ratio
0.07%
Exit Load
Exit load of 1%, if redeemed within 15 days
Fund Manager
Ayush Jain
Inception
Oct 2022
Benchmark
Domestic Price of Gold
Sharpe Ratio
-0.34
Std Dev (1Y)
12.16%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+1.82%
3m
-1.59%
6m
-3.92%
1y
+41.62%
3y
+36.24%
5y
+8.54%
10y
+9.33%
since inception
+12.63%
TopFund's Take on UTI MNC Fund - Direct Plan - IDCW
UTI MNC Fund - Direct Plan - IDCW ranks among the stronger performers in the Gold category, backed by a 5-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 95/100.
Cost: At 0.07%, the expense ratio is meaningfully cheaper — about 63% below the Gold category average of 0.19% (based on 293 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.34 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 12.16% is fairly typical for Gold funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Commodities fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about UTI MNC Fund - Direct Plan - IDCW
The current NAV (Net Asset Value) of UTI MNC Fund - Direct Plan - IDCW is ₹29.25. NAV is updated every business day after market close by AMFI.
1Y: 41.62% · 3Y CAGR: 36.24% · 5Y CAGR: 8.54%
The expense ratio of UTI MNC Fund - Direct Plan - IDCW is 0.07% per annum. This is the annual fee charged by the fund to manage your investment.
UTI MNC Fund - Direct Plan - IDCW is managed by Ayush Jain at UTI Mutual Fund.
UTI MNC Fund - Direct Plan - IDCW is classified as a Gold risk fund. It is suitable for investors with a moderate risk appetite.
UTI MNC Fund - Direct Plan - IDCW is a Gold fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI MNC Fund - Direct Plan - IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI MNC Fund - Direct Plan - IDCW is ₹1,347 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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