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UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 73/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)7.19%
- Expense ratio (20%)0.33%
- AUM (15%)₹2,386 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Income/Debt Oriented · Ultra Short to Short Term Fund
₹1,508.32
AUM: ₹2,386 Cr
NAV updated 13 days ago
Plan
Regular
Option
Idcw
Risk
Low to Moderate
Expense Ratio
0.33%
Exit Load
Nil
Fund Manager
Sudhir Agrawal
Inception
Jan 2013
Benchmark
NIFTY Low Duration Debt Index A-I
Sharpe Ratio
-0.11
Std Dev (1Y)
0.58%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.45%
3m
+1.81%
6m
+3.23%
1y
+6.25%
3y
+7.19%
5y
+7.41%
10y
+3.65%
since inception
+3.96%
TopFund's Take on UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW
UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW holds up reasonably well within the Ultra Short to Short Term Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 73/100.
Cost: At 0.33%, the expense ratio is meaningfully cheaper — about 13% below the Ultra Short to Short Term Fund category average of 0.38% (based on 103 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.11 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.58% is on the lower side for a Ultra Short to Short Term Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW
The current NAV (Net Asset Value) of UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW is ₹1508.32. NAV is updated every business day after market close by AMFI.
1Y: 6.25% · 3Y CAGR: 7.19% · 5Y CAGR: 7.41%
The expense ratio of UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW is 0.33% per annum. This is the annual fee charged by the fund to manage your investment.
UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW is managed by Sudhir Agrawal at UTI Mutual Fund.
UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW is classified as a Low to Moderate risk fund. It is suitable for investors with a moderate risk appetite.
UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW is a Ultra Short to Short Term Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI Low Duration Fund - Regular Plan - Half-Yearly IDCW is ₹2,386 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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