info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

UTI Mutual Fund

UTI Low Duration Fund - Direct Plan - Half-Yearly IDCW

★★★★★ monitor_heart Health Score: 66/100 · Good

UTI Mutual Fund · Debt · Low Duration Fund

₹1,490.34

+0.36 (+0.02%) trending_up

AUM: ₹2,405 Cr

NAV updated 20 days ago

Plan

Direct

Option

Idcw

Risk

Low to Moderate

Expense Ratio

0.45%

Exit Load

Nil

Fund Manager

Sudhir Agrawal

Inception

Jan 2013

Benchmark

CRISIL Short Duration Debt A-II Index

Sharpe Ratio

0.34

Std Dev (1Y)

0.55%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+1.02%

3m

+2.06%

6m

+3.19%

1y

+6.28%

3y

+7.35%

5y

+6.67%

10y

+3.51%

since inception

+3.51%

rate_review TopFund's Take on UTI Low Duration Fund - Direct Plan - Half-Yearly IDCW

UTI Low Duration Fund - Direct Plan - Half-Yearly IDCW holds up reasonably well within the Low Duration Fund category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 66/100.

Cost: At 0.45%, the expense ratio is roughly in line with the Low Duration Fund category average of 0.45% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.34 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 0.55% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

Financial 68.17%
Unspecified 13.56%
Entities 9.45%
Materials 3.62%
Technology 2.76%
Real Estate 0.55%

pie_chart Asset Allocation

Debenture 26.33%
Non Convertible Debenture 24.21%
Bonds 13.74%
GOI Securities 9.45%
Certificate of Deposit 7.11%
Bonds/NCDs 5.57%
Net Current Assets 5.45%
State Development Loan 4.46%
Securitised Debt 3.30%
Alternative Investment Fund 0.34%
CBLO 0.01%

Frequently Asked Questions about UTI Low Duration Fund - Direct Plan - Half-Yearly IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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