Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

UTI Mutual Fund

UTI Low Duration Fund - Direct Plan - Daily IDCW (Reinvestment)

★★★★★ TopFund est.

TopFund Score (fallback rating)

  • Calculated by: TopFund — used only when no third-party rating exists for this fund
  • Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis

Full rating methodology →

TopFund Score: 59/100 · Average

How this score is calculated

  • Star rating (35%)2/5
  • 3Y CAGR (30%)7.46%
  • Expense ratio (20%)0.41%
  • AUM (15%)₹2,039 Cr

Not investment advice — an analytical read of public fund data. Methodology →

UTI Mutual Fund · Debt · Short Duration

₹36.02

+0.0 (+0.0%)

AUM: ₹2,039 Cr

NAV updated 5 days ago

Plan

Direct

Option

Idcw

Risk

Moderate

Expense Ratio

0.41%

Exit Load

Nil

Fund Manager

Sudhir Agrawal

Inception

Jan 2013

Benchmark

CRISIL Short Duration Debt A-II Index

Sharpe Ratio

0.01

Std Dev (1Y)

0.58%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.39%

3m

+2.37%

6m

+2.8%

1y

+5.69%

3y

+7.46%

5y

+7.57%

10y

+6.45%

since inception

+2.91%

TopFund's Take on UTI Low Duration Fund - Direct Plan - Daily IDCW (Reinvestment)

UTI Low Duration Fund - Direct Plan - Daily IDCW (Reinvestment) sits in the middle of the pack for Short Duration funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 59/100.

Cost: At 0.41%, the expense ratio is roughly in line with the Short Duration category average of 0.4% — cost isn't a standout factor either way for this fund.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.01 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 0.58% is on the lower side for a Short Duration fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 69.18%
Entities 9.10%
Materials 4.85%
Technology 3.42%

Asset Allocation

Debenture 24.30%
Non Convertible Debenture 19.18%
Bonds 18.38%
GOI Securities 9.10%
Bonds/NCDs 7.12%
Net Current Assets 5.37%
Certificate of Deposit 4.78%
Securitised Debt 4.10%
Floating Rate Bond 3.69%
State Development Loan 3.50%
Alternative Investment Fund 0.45%
CBLO 0.01%

Frequently Asked Questions about UTI Low Duration Fund - Direct Plan - Daily IDCW (Reinvestment)

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

Discussion

User-generated content — not investment advice, and not verified or endorsed by TopFund.

No comments yet — start the discussion.