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UTI Long Duration Fund - Regular Plan - Half Yearly IDCW Option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 65/100 · Good
How this score is calculated
- Star rating (35%)4/5
- 3Y CAGR (30%)4.38%
- Expense ratio (20%)0.15%
- AUM (15%)₹302 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Income/Debt Oriented · Long Term Fund
₹10.12
AUM: ₹302 Cr
NAV updated 12 days ago
Plan
Regular
Option
Idcw
Risk
Moderate
Expense Ratio
0.15%
Exit Load
Exit load of 1%, if redeemed within 30 Days.
Fund Manager
Gaurik Shah
Inception
Jun 2026
Benchmark
CRISIL Medium to Long Duration Debt A-III Index
Sharpe Ratio
-1.45
Std Dev (1Y)
4.15%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-0.59%
3m
+1.68%
6m
+0.37%
1y
+0.81%
3y
+4.38%
5y
+8.79%
10y
+5.6%
since inception
+4.84%
TopFund's Take on UTI Long Duration Fund - Regular Plan - Half Yearly IDCW Option
UTI Long Duration Fund - Regular Plan - Half Yearly IDCW Option holds up reasonably well within the Long Term Fund category, backed by a 4-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 65/100.
Cost: At 0.15%, the expense ratio is meaningfully cheaper — about 55% below the Long Term Fund category average of 0.33% (based on 24 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.45 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.15% is on the lower side for a Long Term Fund fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Tools & Guides for This Fund
Frequently Asked Questions about UTI Long Duration Fund - Regular Plan - Half Yearly IDCW Option
The current NAV (Net Asset Value) of UTI Long Duration Fund - Regular Plan - Half Yearly IDCW Option is ₹10.12. NAV is updated every business day after market close by AMFI.
1Y: 0.81% · 3Y CAGR: 4.38% · 5Y CAGR: 8.79%
The expense ratio of UTI Long Duration Fund - Regular Plan - Half Yearly IDCW Option is 0.15% per annum. This is the annual fee charged by the fund to manage your investment.
UTI Long Duration Fund - Regular Plan - Half Yearly IDCW Option is managed by Gaurik Shah at UTI Mutual Fund.
UTI Long Duration Fund - Regular Plan - Half Yearly IDCW Option is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
UTI Long Duration Fund - Regular Plan - Half Yearly IDCW Option is a Long Term Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI Long Duration Fund - Regular Plan - Half Yearly IDCW Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI Long Duration Fund - Regular Plan - Half Yearly IDCW Option is ₹302 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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