Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

UTI Mutual Fund

UTI Large Cap Fund - Regular Plan - IDCW

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 58/100 · Average

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)6.41%
  • Expense ratio (20%)1.19%
  • AUM (15%)₹12,189 Cr

Not investment advice — an analytical read of public fund data. Methodology →

UTI Mutual Fund · Equity · Large Cap

₹285.94

+235.02 (+461.51%)

AUM: ₹12,189 Cr

NAV updated 9 days ago

Plan

Regular

Option

Idcw

Risk

High

Expense Ratio

1.19%

Exit Load

Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.

Fund Manager

Swati Kulkarni

Inception

Jan 2013

Benchmark

BSE 100 Total Return Index

Sharpe Ratio

-1.05

Std Dev (1Y)

13.38%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-3.6%

3m

-1.19%

6m

+2.57%

1y

-6.52%

3y

+6.41%

5y

+6.51%

10y

+11.24%

since inception

+2.84%

TopFund's Take on UTI Large Cap Fund - Regular Plan - IDCW

UTI Large Cap Fund - Regular Plan - IDCW sits in the middle of the pack for Large Cap funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 58/100.

Cost: At 1.19%, the expense ratio runs 98% above the Large Cap category average of 0.6%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.05 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 13.38% is fairly typical for Large Cap funds.

Who should invest: This fund is best suited to conservative equity investors or those wanting a stable core holding, typically with a 3+ year horizon. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 97.61%
Net Current Assets 1.97%
GOI Securities 0.41%

Frequently Asked Questions about UTI Large Cap Fund - Regular Plan - IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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