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UTI Mutual Fund

UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) - Direct Plan - Maturity IDCW Option

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 1/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 48/100 · Weak

How this score is calculated

  • Star rating (35%)1/5
  • 3Y CAGR (30%)7.0%
  • Expense ratio (20%)0.54%
  • AUM (15%)₹271 Cr

Not investment advice — an analytical read of public fund data. Methodology →

UTI Mutual Fund · IDF · Short Duration

₹12.48

+0.0 (+0.02%)

AUM: ₹270 Cr

NAV updated 2 days ago

Plan

Direct

Option

Idcw

Risk

Moderate

Expense Ratio

0.54%

Exit Load

Nil

Fund Manager

Piyush Baranwal

Inception

Jan 2013

Benchmark

CRISIL Short Duration Debt A-II Index

Sharpe Ratio

-2.33

Std Dev (1Y)

0.23%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.46%

3m

+1.29%

6m

+2.66%

1y

+5.96%

3y

+7.0%

5y

+10.79%

10y

+5.88%

since inception

+7.14%

TopFund's Take on UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) - Direct Plan - Maturity IDCW Option

UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) - Direct Plan - Maturity IDCW Option lags behind most of its peers in the Short Duration category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 48/100.

Cost: At 0.54%, the expense ratio runs 35% above the Short Duration category average of 0.4%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -2.33 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.23% is on the lower side for a Short Duration fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a IDF fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 70.92%
Entities 9.58%
Materials 4.85%
Healthcare 4.42%
Diversified 3.72%

Asset Allocation

Certificate of Deposit 31.98%
Non Convertible Debenture 27.02%
GOI Securities 9.58%
Commercial Paper 8.79%
Debenture 8.00%
Bonds 7.44%
Net Receivables 3.39%
State Development Loan 1.80%
Repo 1.03%
Treasury Bills 0.68%
Alternative Investment Fund 0.29%

Frequently Asked Questions about UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) - Direct Plan - Maturity IDCW Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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