Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
UTI Fixed Term Income Fund - Series XXXV-I (1260 days) - Regular Plan - Annual IDCW Option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 53/100 · Average
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)2.22%
- Expense ratio (20%)0.54%
- AUM (15%)₹271 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · IDF · Short Duration
₹10.97
AUM: ₹270 Cr
NAV updated 1 day ago
Plan
Regular
Option
Idcw
Risk
Moderate
Expense Ratio
0.54%
Exit Load
Nil
Fund Manager
Piyush Baranwal
Inception
Jan 2013
Benchmark
CRISIL Short Duration Debt A-II Index
Sharpe Ratio
-1.58
Std Dev (1Y)
4.85%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.45%
3m
-2.32%
6m
-1.06%
1y
+1.86%
3y
+2.22%
5y
+10.79%
10y
+5.88%
since inception
+2.62%
TopFund's Take on UTI Fixed Term Income Fund - Series XXXV-I (1260 days) - Regular Plan - Annual IDCW Option
UTI Fixed Term Income Fund - Series XXXV-I (1260 days) - Regular Plan - Annual IDCW Option sits in the middle of the pack for Short Duration funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 53/100.
Cost: At 0.54%, the expense ratio runs 35% above the Short Duration category average of 0.4%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.58 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.85% is on the lower side for a Short Duration fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a IDF fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
Similar Funds
UTI Fixed Term Income Fund - Series XXXV-II (1223 Days) - Direct Plan - Growth Option
UTI Mutual Fund
UTI Fixed Term Income Fund - Series XXXV-I (1260 Days) - Direct Plan - Growth Option
UTI Mutual Fund
UTI Fixed Term Income Fund - Series XXXV-III (1176 Days) - Direct Plan - Growth Option
UTI Mutual Fund
Tools & Guides for This Fund
Frequently Asked Questions about UTI Fixed Term Income Fund - Series XXXV-I (1260 days) - Regular Plan - Annual IDCW Option
The current NAV (Net Asset Value) of UTI Fixed Term Income Fund - Series XXXV-I (1260 days) - Regular Plan - Annual IDCW Option is ₹10.97. NAV is updated every business day after market close by AMFI.
1Y: 1.86% · 3Y CAGR: 2.22% · 5Y CAGR: 10.79%
The expense ratio of UTI Fixed Term Income Fund - Series XXXV-I (1260 days) - Regular Plan - Annual IDCW Option is 0.54% per annum. This is the annual fee charged by the fund to manage your investment.
UTI Fixed Term Income Fund - Series XXXV-I (1260 days) - Regular Plan - Annual IDCW Option is managed by Piyush Baranwal at UTI Mutual Fund.
UTI Fixed Term Income Fund - Series XXXV-I (1260 days) - Regular Plan - Annual IDCW Option is classified as a Moderate risk fund. It is suitable for investors with a moderate risk appetite.
UTI Fixed Term Income Fund - Series XXXV-I (1260 days) - Regular Plan - Annual IDCW Option is a Short Duration fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI Fixed Term Income Fund - Series XXXV-I (1260 days) - Regular Plan - Annual IDCW Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI Fixed Term Income Fund - Series XXXV-I (1260 days) - Regular Plan - Annual IDCW Option is ₹271 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
Discussion
User-generated content — not investment advice, and not verified or endorsed by TopFund.
No comments yet — start the discussion.