Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
UTI ELSS Tax Saver Fund - Regular Plan - IDCW
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 1/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 45/100 · Weak
How this score is calculated
- Star rating (35%)1/5
- 3Y CAGR (30%)7.56%
- Expense ratio (20%)1.16%
- AUM (15%)₹3,482 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Equity · ELSS
₹222.81
AUM: ₹3,482 Cr
NAV updated 16 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
1.16%
Exit Load
Nil
Fund Manager
Vetri Subramaniam, Lalit Nambiar
Inception
Jan 2013
Benchmark
NIFTY 500 Total Return Index
Sharpe Ratio
-0.7
Std Dev (1Y)
13.26%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-4.24%
3m
+2.79%
6m
+2.49%
1y
-3.59%
3y
+7.56%
5y
+7.49%
10y
+11.71%
since inception
+3.43%
TopFund's Take on UTI ELSS Tax Saver Fund - Regular Plan - IDCW
UTI ELSS Tax Saver Fund - Regular Plan - IDCW lags behind most of its peers in the ELSS category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 45/100.
Cost: At 1.16%, the expense ratio is roughly in line with the ELSS category average of 1.06% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.7 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 13.26% is fairly typical for ELSS funds.
Who should invest: This fund is best suited to investors looking to claim the ₹1.5 lakh Section 80C tax deduction, who are comfortable with the mandatory 3-year lock-in. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about UTI ELSS Tax Saver Fund - Regular Plan - IDCW
The current NAV (Net Asset Value) of UTI ELSS Tax Saver Fund - Regular Plan - IDCW is ₹222.81. NAV is updated every business day after market close by AMFI.
1Y: -3.59% · 3Y CAGR: 7.56% · 5Y CAGR: 7.49%
The expense ratio of UTI ELSS Tax Saver Fund - Regular Plan - IDCW is 1.16% per annum. This is the annual fee charged by the fund to manage your investment.
UTI ELSS Tax Saver Fund - Regular Plan - IDCW is managed by Vetri Subramaniam, Lalit Nambiar at UTI Mutual Fund.
UTI ELSS Tax Saver Fund - Regular Plan - IDCW is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
UTI ELSS Tax Saver Fund - Regular Plan - IDCW is a ELSS fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI ELSS Tax Saver Fund - Regular Plan - IDCW with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI ELSS Tax Saver Fund - Regular Plan - IDCW is ₹3,482 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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