info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

UTI Mutual Fund

UTI Balanced Advantage Fund - Regular Plan - Payout of IDCW Option

★★★★ monitor_heart Health Score: 50/100 · Average

UTI Mutual Fund · Hybrid · Dynamic Asset Allocation

₹12.39

-0.02 (-0.15%) trending_down

AUM: ₹2,980 Cr

NAV updated 17 days ago

Plan

Regular

Option

Idcw

Risk

High

Expense Ratio

0.73%

Exit Load

Exit load of 1%, if redeemed within 90 days.

Fund Manager

Deepesh Agarwal

Inception

Aug 2023

Benchmark

NIFTY 50 Hybrid Composite Debt 50:50 Index

Sharpe Ratio

-0.89

Std Dev (1Y)

8.67%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+3.0%

3m

+0.75%

6m

-4.02%

1y

-1.72%

3y

5y

10y

since inception

+7.9%

rate_review TopFund's Take on UTI Balanced Advantage Fund - Regular Plan - Payout of IDCW Option

UTI Balanced Advantage Fund - Regular Plan - Payout of IDCW Option sits in the middle of the pack for Dynamic Asset Allocation funds, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 50/100.

Cost: At 0.73%, the expense ratio is meaningfully cheaper — about 25% below the Dynamic Asset Allocation category average of 0.97% (based on 134 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.89 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 8.67% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

pie_chart Asset Allocation

Equity 66.70%
Debenture 6.67%
GOI Securities 5.60%
Bonds 4.80%
Certificate of Deposit 4.46%
Cash Margin 4.10%
Mutual Fund 3.61%
Net Current Assets 3.26%
Non Convertible Debenture 2.67%
Commercial Paper 1.60%
Real Estate Investment Trusts 0.64%
CBLO 0.03%

Frequently Asked Questions about UTI Balanced Advantage Fund - Regular Plan - Payout of IDCW Option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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