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UTI Balanced Advantage Fund - Direct Plan - Payout of IDCW Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 56/100 · Average
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)8.36%
- Expense ratio (20%)0.91%
- AUM (15%)₹3,022 Cr
Not investment advice — an analytical read of public fund data. Methodology →
UTI Mutual Fund · Hybrid · Dynamic Asset Allocation
₹12.9
AUM: ₹3,022 Cr
NAV updated 5 days ago
Plan
Direct
Option
Idcw
Risk
High
Expense Ratio
0.91%
Exit Load
Exit load of 1%, if redeemed within 90 days.
Fund Manager
Deepesh Agarwal
Inception
Aug 2023
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index
Sharpe Ratio
-0.79
Std Dev (1Y)
8.69%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-2.34%
3m
-0.1%
6m
+3.49%
1y
-1.96%
3y
+8.36%
5y
+11.87%
10y
+11.73%
since inception
+8.78%
TopFund's Take on UTI Balanced Advantage Fund - Direct Plan - Payout of IDCW Option
UTI Balanced Advantage Fund - Direct Plan - Payout of IDCW Option sits in the middle of the pack for Dynamic Asset Allocation funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 56/100.
Cost: At 0.91%, the expense ratio is roughly in line with the Dynamic Asset Allocation category average of 0.96% — cost isn't a standout factor either way for this fund.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.79 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 8.69% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about UTI Balanced Advantage Fund - Direct Plan - Payout of IDCW Option
The current NAV (Net Asset Value) of UTI Balanced Advantage Fund - Direct Plan - Payout of IDCW Option is ₹12.9. NAV is updated every business day after market close by AMFI.
1Y: -1.96% · 3Y CAGR: 8.36% · 5Y CAGR: 11.87%
The expense ratio of UTI Balanced Advantage Fund - Direct Plan - Payout of IDCW Option is 0.91% per annum. This is the annual fee charged by the fund to manage your investment.
UTI Balanced Advantage Fund - Direct Plan - Payout of IDCW Option is managed by Deepesh Agarwal at UTI Mutual Fund.
UTI Balanced Advantage Fund - Direct Plan - Payout of IDCW Option is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
UTI Balanced Advantage Fund - Direct Plan - Payout of IDCW Option is a Dynamic Asset Allocation fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in UTI Balanced Advantage Fund - Direct Plan - Payout of IDCW Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of UTI Balanced Advantage Fund - Direct Plan - Payout of IDCW Option is ₹3,022 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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