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UTI Balanced Advantage Fund - Direct Plan - Growth Option
★★★★★ monitor_heart Health Score: 50/100 · AverageUTI Mutual Fund · Hybrid · Dynamic Asset Allocation
₹12.9
AUM: ₹3,021 Cr
NAV updated 3 days ago
Plan
Direct
Option
Growth
Risk
High
Expense Ratio
0.72%
Exit Load
Exit load of 1%, if redeemed within 90 days.
Fund Manager
Deepesh Agarwal
Inception
Aug 2023
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index
Sharpe Ratio
-0.68
Std Dev (1Y)
8.61%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.35%
3m
-0.02%
6m
-2.12%
1y
-0.51%
3y
—
5y
—
10y
—
since inception
+9.42%
rate_review TopFund's Take on UTI Balanced Advantage Fund - Direct Plan - Growth Option
UTI Balanced Advantage Fund - Direct Plan - Growth Option sits in the middle of the pack for Dynamic Asset Allocation funds, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 50/100.
Cost: At 0.72%, the expense ratio is meaningfully cheaper — about 26% below the Dynamic Asset Allocation category average of 0.97% (based on 134 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.68 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 8.61% is on the lower side, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
donut_small Sector Allocation
pie_chart Asset Allocation
info Fund Snapshot
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tips_and_updates Tools & Guides for This Fund
Frequently Asked Questions about UTI Balanced Advantage Fund - Direct Plan - Growth Option
The current NAV (Net Asset Value) of UTI Balanced Advantage Fund - Direct Plan - Growth Option is ₹12.9. NAV is updated every business day after market close by AMFI.
1Y: -0.51%
The expense ratio is 0.72% per annum — the annual fee deducted from your investment to cover fund management costs.
UTI Balanced Advantage Fund - Direct Plan - Growth Option is managed by Deepesh Agarwal at UTI Mutual Fund.
UTI Balanced Advantage Fund - Direct Plan - Growth Option is a High risk fund. Suitable for investors with a 3+ year horizon.
UTI Balanced Advantage Fund - Direct Plan - Growth Option is a Dynamic Asset Allocation fund. SIP suitability depends on your investment goal and risk profile.
The Assets Under Management (AUM) of UTI Balanced Advantage Fund - Direct Plan - Growth Option is ₹3,022 crore as of the latest data.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.