Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
Union Balanced Advantage Fund - Regular Plan - IDCW Option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 46/100 · Weak
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)7.64%
- Expense ratio (20%)1.47%
- AUM (15%)₹1,240 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Union Mutual Fund · Hybrid · Dynamic Asset Allocation
₹22.28
AUM: ₹1,240 Cr
NAV updated 9 days ago
Plan
Regular
Option
Idcw
Risk
High
Expense Ratio
1.47%
Exit Load
Exit load of 1%, if redeemed within 15 days.
Fund Manager
Parijat Agrawal, Ashish Ranawade
Inception
Dec 2017
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index
Sharpe Ratio
-1.58
Std Dev (1Y)
9.91%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-1.63%
3m
+0.77%
6m
+4.01%
1y
-0.27%
3y
+7.64%
5y
+7.48%
10y
—
since inception
+7.21%
TopFund's Take on Union Balanced Advantage Fund - Regular Plan - IDCW Option
Union Balanced Advantage Fund - Regular Plan - IDCW Option lags behind most of its peers in the Dynamic Asset Allocation category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 46/100.
Cost: At 1.47%, the expense ratio runs 53% above the Dynamic Asset Allocation category average of 0.96%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.58 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 9.91% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Union Balanced Advantage Fund - Regular Plan - IDCW Option
The current NAV (Net Asset Value) of Union Balanced Advantage Fund - Regular Plan - IDCW Option is ₹22.28. NAV is updated every business day after market close by AMFI.
1Y: -0.27% · 3Y CAGR: 7.64% · 5Y CAGR: 7.48%
The expense ratio of Union Balanced Advantage Fund - Regular Plan - IDCW Option is 1.47% per annum. This is the annual fee charged by the fund to manage your investment.
Union Balanced Advantage Fund - Regular Plan - IDCW Option is managed by Parijat Agrawal, Ashish Ranawade at Union Mutual Fund.
Union Balanced Advantage Fund - Regular Plan - IDCW Option is classified as a High risk fund. It is suitable for investors with a long-term horizon of 3+ years.
Union Balanced Advantage Fund - Regular Plan - IDCW Option is a Dynamic Asset Allocation fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Union Balanced Advantage Fund - Regular Plan - IDCW Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Union Balanced Advantage Fund - Regular Plan - IDCW Option is ₹1,240 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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