TRUSTMF MULTI CAP FUND -DIRECT PLAN-GROWTH

TRUSTMF MULTI CAP FUND -DIRECT PLAN-GROWTH lags behind most of its peers in the Multi Cap category. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 34/100.

Cost: At 1.78%, the expense ratio runs 96% above the Multi Cap category average of 0.91%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a moderate Sharpe ratio of 0.71 — decent risk-adjusted performance, without being exceptional. Separately, annualised volatility of 14.8% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors who want the fund manager to freely allocate across large, mid and small caps rather than being boxed into one segment. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.