TRUSTMF Flexi Cap Fund-Direct Plan- Growth

TRUSTMF Flexi Cap Fund-Direct Plan- Growth sits in the middle of the pack for Flexi Cap funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 50/100.

Cost: At 1.66%, the expense ratio runs 80% above the Flexi Cap category average of 0.92%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.01 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 14.15% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors who want the fund manager to freely allocate across large, mid and small caps rather than being boxed into one segment. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.