THE WEALTH COMPANY FLEXI CAP FUND - REGULAR IDCW

THE WEALTH COMPANY FLEXI CAP FUND - REGULAR IDCW holds up reasonably well within the Flexi Cap Fund category. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 76/100.

Cost: At 0.56%, the expense ratio is meaningfully cheaper — about 24% below the Flexi Cap Fund category average of 0.74% (based on 36 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.5 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 16.61% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors who want the fund manager to freely allocate across large, mid and small caps rather than being boxed into one segment. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.