Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 2/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 71/100 · Good
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)12.11%
- Expense ratio (20%)0.51%
- AUM (15%)₹12,696 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Tata Mutual Fund · Equity · Small Cap
₹45.16
AUM: ₹12,695 Cr
NAV updated 21 days ago
Plan
Direct
Option
Growth
Risk
Very High
Expense Ratio
0.51%
Exit Load
Exit load of 0.50%, if redeemed within 30 days.
Fund Manager
Chandraprakash Padiyar
Inception
Nov 2018
Benchmark
NIFTY Smallcap 250 Total Return Index
Sharpe Ratio
-0.47
Std Dev (1Y)
17.76%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+2.17%
3m
+10.09%
6m
+21.55%
1y
+0.2%
3y
+12.11%
5y
+16.02%
10y
—
since inception
+21.67%
TopFund's Take on TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option
TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option holds up reasonably well within the Small Cap category, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 71/100.
Cost: At 0.51%, the expense ratio is meaningfully cheaper — about 34% below the Small Cap category average of 0.77% (based on 253 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.47 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 17.76% is fairly typical for Small Cap funds.
Who should invest: This fund is best suited to investors with a 7-10 year horizon who can stomach 30-40% drawdowns in a bad year in exchange for higher long-term growth potential. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option
The current NAV (Net Asset Value) of TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is ₹45.16. NAV is updated every business day after market close by AMFI.
1Y: 0.2% · 3Y CAGR: 12.11% · 5Y CAGR: 16.02%
The expense ratio of TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is 0.51% per annum. This is the annual fee charged by the fund to manage your investment.
TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is managed by Chandraprakash Padiyar at Tata Mutual Fund.
TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Yes, TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is an equity fund, making it suitable for SIP investments. Regular monthly SIPs help average out market volatility through rupee-cost averaging.
You can start a SIP in TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of TATA SmallCap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal option is ₹12,696 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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