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Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 46/100 · Weak
How this score is calculated
- Star rating (35%)1/5
- 3Y CAGR (30%)4.27%
- Expense ratio (20%)0.66%
- AUM (15%)₹10,322 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Tata Mutual Fund · Equity · Sectoral
₹48.37
AUM: ₹10,322 Cr
NAV updated 12 days ago
Plan
Regular
Option
Idcw
Risk
Very High
Expense Ratio
0.66%
Exit Load
Exit load of 0.25% if redeemed within 30 days.
Fund Manager
Danesh Mistry
Inception
Dec 2015
Benchmark
NIFTY IT Total Return Index
Sharpe Ratio
-325.0
Std Dev (1Y)
0.02%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-4.04%
3m
+6.2%
6m
+8.71%
1y
-11.85%
3y
+4.27%
5y
+3.1%
10y
+17.72%
since inception
+25.26%
TopFund's Take on Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option
Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option lags behind most of its peers in the Sectoral category, currently carrying a 1-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 46/100.
Cost: At 0.66%, the expense ratio is meaningfully cheaper — about 33% below the Sectoral category average of 0.99% (based on 469 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -325.0 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.02% is on the lower side for a Sectoral fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option
The current NAV (Net Asset Value) of Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option is ₹48.37. NAV is updated every business day after market close by AMFI.
1Y: -11.85% · 3Y CAGR: 4.27% · 5Y CAGR: 3.1%
The expense ratio of Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option is 0.66% per annum. This is the annual fee charged by the fund to manage your investment.
Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option is managed by Danesh Mistry at Tata Mutual Fund.
Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option is a Sectoral fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Tata Liquid Fund- Regular Plan - Daily Reinvestment of IDCW Option is ₹10,322 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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