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Tata Housing Opportunities Fund - Direct Plan - IDCW Reinvestment
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 44/100 · Weak
How this score is calculated
- Star rating (35%)1/5
- 3Y CAGR (30%)8.17%
- Expense ratio (20%)1.1%
- AUM (15%)₹478 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Tata Mutual Fund · Equity · Thematic
₹15.7
AUM: ₹478 Cr
NAV updated 6 days ago
Plan
Direct
Option
Idcw
Risk
Very High
Expense Ratio
1.1%
Exit Load
Exit load of 1%, if redeemed within 30 days.
Fund Manager
Murthy Nagarajan
Inception
Sep 2022
Benchmark
Nifty Housing Total Return Index
Sharpe Ratio
-0.38
Std Dev (1Y)
16.2%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-2.1%
3m
-0.74%
6m
+11.51%
1y
-2.61%
3y
+8.17%
5y
—
10y
—
since inception
+11.54%
TopFund's Take on Tata Housing Opportunities Fund - Direct Plan - IDCW Reinvestment
Tata Housing Opportunities Fund - Direct Plan - IDCW Reinvestment lags behind most of its peers in the Thematic category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 44/100.
Cost: At 1.1%, the expense ratio runs 11% above the Thematic category average of 0.99%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.38 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 16.2% is fairly typical for Thematic funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Tata Housing Opportunities Fund - Direct Plan - IDCW Reinvestment
The current NAV (Net Asset Value) of Tata Housing Opportunities Fund - Direct Plan - IDCW Reinvestment is ₹15.7. NAV is updated every business day after market close by AMFI.
1Y: -2.61% · 3Y CAGR: 8.17%
The expense ratio of Tata Housing Opportunities Fund - Direct Plan - IDCW Reinvestment is 1.1% per annum. This is the annual fee charged by the fund to manage your investment.
Tata Housing Opportunities Fund - Direct Plan - IDCW Reinvestment is managed by Murthy Nagarajan at Tata Mutual Fund.
Tata Housing Opportunities Fund - Direct Plan - IDCW Reinvestment is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Tata Housing Opportunities Fund - Direct Plan - IDCW Reinvestment is a Thematic fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Tata Housing Opportunities Fund - Direct Plan - IDCW Reinvestment with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Tata Housing Opportunities Fund - Direct Plan - IDCW Reinvestment is ₹478 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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