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Tata Gilt Securities Fund - Direct Plan - Payout of IDCW Option
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 42/100 · Weak
How this score is calculated
- Star rating (35%)1/5
- 3Y CAGR (30%)3.69%
- Expense ratio (20%)0.82%
- AUM (15%)₹3,861 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Tata Mutual Fund · Equity · Thematic
₹405.57
AUM: ₹3,860 Cr
NAV updated 11 days ago
Plan
Direct
Option
Idcw
Risk
Very High
Expense Ratio
0.82%
Exit Load
Exit load of 0.50% if redeemed within 90 days.
Fund Manager
Rupesh Patel
Inception
Jan 2013
Benchmark
NIFTY 500 Shariah Total Return Index
Sharpe Ratio
-0.66
Std Dev (1Y)
4.52%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
-5.82%
3m
-1.72%
6m
+1.91%
1y
-9.02%
3y
+3.69%
5y
+5.65%
10y
+11.1%
since inception
+5.41%
TopFund's Take on Tata Gilt Securities Fund - Direct Plan - Payout of IDCW Option
Tata Gilt Securities Fund - Direct Plan - Payout of IDCW Option lags behind most of its peers in the Thematic category, currently carrying a 1-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 42/100.
Cost: At 0.82%, the expense ratio is meaningfully cheaper — about 17% below the Thematic category average of 0.99% (based on 876 comparable funds). Lower costs compound in your favour over long holding periods.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.66 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 4.52% is on the lower side for a Thematic fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about Tata Gilt Securities Fund - Direct Plan - Payout of IDCW Option
The current NAV (Net Asset Value) of Tata Gilt Securities Fund - Direct Plan - Payout of IDCW Option is ₹405.57. NAV is updated every business day after market close by AMFI.
1Y: -9.02% · 3Y CAGR: 3.69% · 5Y CAGR: 5.65%
The expense ratio of Tata Gilt Securities Fund - Direct Plan - Payout of IDCW Option is 0.82% per annum. This is the annual fee charged by the fund to manage your investment.
Tata Gilt Securities Fund - Direct Plan - Payout of IDCW Option is managed by Rupesh Patel at Tata Mutual Fund.
Tata Gilt Securities Fund - Direct Plan - Payout of IDCW Option is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Tata Gilt Securities Fund - Direct Plan - Payout of IDCW Option is a Thematic fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Tata Gilt Securities Fund - Direct Plan - Payout of IDCW Option with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Tata Gilt Securities Fund - Direct Plan - Payout of IDCW Option is ₹3,861 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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