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Tata Mutual Fund

Tata Floating Rate Fund-Regular Plan-IDCW Quarterly Payout

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 62/100 · Average

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)7.08%
  • Expense ratio (20%)0.32%
  • AUM (15%)₹121 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Tata Mutual Fund · Income/Debt Oriented · Floating Interest Rates Fund

₹13.69

+0.0 (+0.0%)

AUM: ₹121 Cr

NAV updated 18 days ago

Plan

Regular

Option

Idcw

Risk

Moderate

Expense Ratio

0.32%

Exit Load

Nil

Fund Manager

Akhil Mittal

Inception

Jul 2021

Benchmark

CRISIL Short Duration Debt A-II Index

Sharpe Ratio

-0.01

Std Dev (1Y)

0.81%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+0.39%

3m

+1.62%

6m

+3.02%

1y

+6.32%

3y

+7.08%

5y

+6.33%

10y

—

since inception

+6.26%

TopFund's Take on Tata Floating Rate Fund-Regular Plan-IDCW Quarterly Payout

Tata Floating Rate Fund-Regular Plan-IDCW Quarterly Payout sits in the middle of the pack for Floating Interest Rates Fund funds, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 62/100.

Cost: At 0.32%, the expense ratio runs 113% above the Floating Interest Rates Fund category average of 0.15%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.01 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.81% is on the lower side for a Floating Interest Rates Fund fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Income/Debt Oriented fund.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Financial 58.56%
Industrials 13.02%
Entities 8.54%
Real Estate 4.30%

Asset Allocation

Interest Rate Swap 64.37%
Debenture 28.30%
State Development Loan 17.52%
Non Convertible Debenture 17.24%
Bonds 17.11%
Repo 10.46%
GOI Securities 8.54%
Securitised Debt 3.11%
Alternative Investment Fund 0.71%

Fund Snapshot

Scheme Code 149005
NAV Date 10 Sep 2026
AUM ₹121 Cr
Status Active

Frequently Asked Questions about Tata Floating Rate Fund-Regular Plan-IDCW Quarterly Payout

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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