Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Tata Mutual Fund

Tata ELSS Fund-Growth-Regular Plan

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 72/100 · Good

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)12.3%
  • Expense ratio (20%)0.88%
  • AUM (15%)₹4,747 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Tata Mutual Fund · Equity · ELSS

₹54.26

+7.45 (+15.91%)

AUM: ₹4,746 Cr

NAV updated 15 days ago

Plan

Regular

Option

Growth

Risk

High

Expense Ratio

0.88%

Exit Load

Nil

Fund Manager

Rupesh Patel

Inception

Oct 2014

Benchmark

NIFTY 500 Total Return Index

Sharpe Ratio

0.08

Std Dev (1Y)

14.29%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-1.9%

3m

+7.08%

6m

+8.51%

1y

+7.51%

3y

+12.3%

5y

+12.56%

10y

+14.21%

since inception

+13.85%

TopFund's Take on Tata ELSS Fund-Growth-Regular Plan

Tata ELSS Fund-Growth-Regular Plan holds up reasonably well within the ELSS category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 72/100.

Cost: At 0.88%, the expense ratio is meaningfully cheaper — about 17% below the ELSS category average of 1.06% (based on 157 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a modest Sharpe ratio of 0.08 — returns have only marginally compensated for the risk taken. Separately, annualised volatility of 14.29% is fairly typical for ELSS funds.

Who should invest: This fund is best suited to investors looking to claim the ₹1.5 lakh Section 80C tax deduction, who are comfortable with the mandatory 3-year lock-in. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 97.01%
Cash/Net Current Assets 1.55%
Repo 1.44%

Frequently Asked Questions about Tata ELSS Fund-Growth-Regular Plan

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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