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Tata Mutual Fund

TATA Balanced Advantage Fund Regular Plan - Reinvestment of Income Distribution cum capital withdrawal option

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 68/100 · Good

How this score is calculated

  • Star rating (35%)3/5
  • 3Y CAGR (30%)8.51%
  • Expense ratio (20%)0.7%
  • AUM (15%)₹8,539 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Tata Mutual Fund · Hybrid · Dynamic Asset Allocation

₹23.25

+3.4 (+17.15%)

AUM: ₹8,538 Cr

NAV updated 5 days ago

Plan

Regular

Option

Growth

Risk

High

Expense Ratio

0.7%

Exit Load

Exit load of 0.50%, if redeemed within 30 days.

Fund Manager

Sailesh Jain

Inception

Jan 2019

Benchmark

CRISIL Hybrid 50+50 Moderate Index

Sharpe Ratio

-0.92

Std Dev (1Y)

9.51%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-2.43%

3m

-1.07%

6m

+4.99%

1y

+1.53%

3y

+8.51%

5y

+8.98%

10y

—

since inception

+9.38%

TopFund's Take on TATA Balanced Advantage Fund Regular Plan - Reinvestment of Income Distribution cum capital withdrawal option

TATA Balanced Advantage Fund Regular Plan - Reinvestment of Income Distribution cum capital withdrawal option holds up reasonably well within the Dynamic Asset Allocation category, currently carrying a 3-star rating. It has delivered steady, if unspectacular, returns over a full market cycle. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 68/100.

Cost: At 0.7%, the expense ratio is meaningfully cheaper — about 27% below the Dynamic Asset Allocation category average of 0.96% (based on 204 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.92 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 9.51% is on the lower side for a Dynamic Asset Allocation fund, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Hybrid fund. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 65.28%
GOI Securities 11.16%
Debenture 5.19%
State Development Loan 4.75%
Non Convertible Debenture 3.18%
Real Estate Investment Trusts 2.84%
Repo 2.50%
Net Current Assets 1.92%
Cash/Net Current Assets 1.29%
Securitised Debt 1.22%
Infrastructure Investment Trust 1.02%
Bonds 0.97%
Bonds/Debentures 0.58%
Preference Shares 0.02%

Frequently Asked Questions about TATA Balanced Advantage Fund Regular Plan - Reinvestment of Income Distribution cum capital withdrawal option

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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