Tata Aggressive Hybrid Fund- Direct Plan - Periodic Payout of IDCW Option

Tata Aggressive Hybrid Fund- Direct Plan - Periodic Payout of IDCW Option lags behind most of its peers in the Aggressive Hybrid Fund category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 47/100.

Cost: At 0.1%, the expense ratio is meaningfully cheaper — about 88% below the Aggressive Hybrid Fund category average of 0.83% (based on 24 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.98 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 16.48% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.