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Sundaram Value Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW)
★★★★★ TopFund est.
TopFund Score (fallback rating)
- Calculated by: TopFund — used only when no third-party rating exists for this fund
- Formula: 3-year trailing return percentile within category, adjusted ±1 star for expense ratio
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: A simplified 2-factor estimate, not equivalent to a rating agency's full analysis
TopFund Score: 45/100 · Weak
How this score is calculated
- Star rating (35%)2/5
- 3Y CAGR (30%)2.65%
- Expense ratio (20%)0.37%
- AUM (15%)₹69 Cr
Not investment advice — an analytical read of public fund data. Methodology →
Sundaram Mutual Fund · Equity · Value Fund
₹10.39
AUM: ₹68 Cr
NAV updated 21 days ago
Plan
Direct
Option
Idcw
Risk
Very High
Expense Ratio
0.37%
Exit Load
Nil
Fund Manager
Kumaresh Ramakrishnan
Inception
Jan 2026
Sharpe Ratio
-1.08
Std Dev (1Y)
15.75%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.29%
3m
+1.9%
6m
+2.98%
1y
-10.7%
3y
+2.65%
5y
+1.15%
10y
+2.38%
since inception
+3.5%
TopFund's Take on Sundaram Value Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW)
Sundaram Value Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) lags behind most of its peers in the Value Fund category, currently carrying a 2-star rating. Returns have been soft relative to what the category has offered — worth checking if this is a temporary phase or a longer pattern. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 45/100.
Cost: At 0.37%, the expense ratio runs 23% above the Value Fund category average of 0.3%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.08 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 15.75% is fairly typical for Value Fund funds.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Frequently Asked Questions about Sundaram Value Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW)
The current NAV (Net Asset Value) of Sundaram Value Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) is ₹10.39. NAV is updated every business day after market close by AMFI.
1Y: -10.7% · 3Y CAGR: 2.65% · 5Y CAGR: 1.15%
The expense ratio of Sundaram Value Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) is 0.37% per annum. This is the annual fee charged by the fund to manage your investment.
Sundaram Value Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) is managed by Kumaresh Ramakrishnan at Sundaram Mutual Fund.
Sundaram Value Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) is classified as a Very High risk fund. It is suitable for aggressive investors with a long-term horizon of 5+ years.
Sundaram Value Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) is a Value Fund fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in Sundaram Value Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of Sundaram Value Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) is ₹69 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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