info

Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Sundaram Mutual Fund

Sundaram Consumption Fund (Formerly Known asSundaram Rural and Consumption Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW)

★★★★★ monitor_heart Health Score: 51/100 · Average

Sundaram Mutual Fund · Equity · Thematic

₹26.96

-0.09 (-0.33%) trending_down

AUM: ₹1,422 Cr

NAV updated 14 days ago

Plan

Direct

Option

Idcw

Risk

Very High

Expense Ratio

1.64%

Exit Load

Exit load of 0.5% if redeemed within 30 days

Fund Manager

S Krishnakumar

Inception

Jan 2013

Benchmark

NIFTY India Consumption Total Return Index

Sharpe Ratio

-1.45

Std Dev (1Y)

17.69%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

+6.6%

3m

+4.94%

6m

-3.22%

1y

-4.93%

3y

+11.06%

5y

+12.11%

10y

+12.4%

since inception

+5.8%

rate_review TopFund's Take on Sundaram Consumption Fund (Formerly Known asSundaram Rural and Consumption Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW)

Sundaram Consumption Fund (Formerly Known asSundaram Rural and Consumption Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) sits in the middle of the pack for Thematic funds, currently carrying a 2-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 51/100.

Cost: At 1.64%, the expense ratio runs 45% above the Thematic category average of 1.13%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.45 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 17.69% is fairly typical for actively managed equity funds.

Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Equity fund. Given the Very High risk rating, this fund is not suited to short-term goals or investors who may need to exit within 2-3 years.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

donut_small Sector Allocation

pie_chart Asset Allocation

Equity 96.01%
Repo 3.18%
Futures 2.00%
Cash Margin 0.72%

Frequently Asked Questions about Sundaram Consumption Fund (Formerly Known asSundaram Rural and Consumption Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW)

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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