Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.

Shriram Mutual Fund

Shriram ELSS Tax Saver Fund - Regular-IDCW

★★★★★ 3rd-party

External rating

  • Source: Third-party data provider (Groww/CRISIL)
  • Original rating: 1/5, displayed as-is — TopFund does not modify third-party ratings
  • Refresh frequency: Whenever TopFund re-syncs this fund's data
  • Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria

Full rating methodology →

TopFund Score: 40/100 · Weak

How this score is calculated

  • Star rating (35%)1/5
  • 3Y CAGR (30%)6.46%
  • Expense ratio (20%)0.92%
  • AUM (15%)₹48 Cr

Not investment advice — an analytical read of public fund data. Methodology →

Shriram Mutual Fund · Equity · ELSS

₹23.21

+2.92 (+14.4%)

AUM: ₹47 Cr

NAV updated 15 days ago

Plan

Regular

Option

Idcw

Risk

High

Expense Ratio

0.92%

Exit Load

Nil

Fund Manager

Kartik Soral

Inception

Jan 2019

Benchmark

NIFTY 500 Total Return Index

Sharpe Ratio

-0.59

Std Dev (1Y)

13.34%

Historical Returns (CAGR)

Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.

1m

-3.8%

3m

+2.86%

6m

+3.3%

1y

-1.0%

3y

+6.46%

5y

+7.23%

10y

—

since inception

+9.74%

TopFund's Take on Shriram ELSS Tax Saver Fund - Regular-IDCW

Shriram ELSS Tax Saver Fund - Regular-IDCW lags behind most of its peers in the ELSS category, currently carrying a 1-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 40/100.

Cost: At 0.92%, the expense ratio is meaningfully cheaper — about 13% below the ELSS category average of 1.06% (based on 157 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.59 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 13.34% is fairly typical for ELSS funds.

Who should invest: This fund is best suited to investors looking to claim the ₹1.5 lakh Section 80C tax deduction, who are comfortable with the mandatory 3-year lock-in. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.

This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.

Sector Allocation

Asset Allocation

Equity 98.23%
Repo 1.22%
Net Receivables 0.53%
Preference Shares 0.02%

Frequently Asked Questions about Shriram ELSS Tax Saver Fund - Regular-IDCW

* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.

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