Shriram Aggressive Hybrid Fund- Direct- IDCW

Shriram Aggressive Hybrid Fund- Direct- IDCW ranks among the stronger performers in the Aggressive Hybrid category, backed by a 5-star rating. Consistent 3-year performance combined with a strong rating makes this one of the more credible options in its space. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 98/100.

Cost: At 0.43%, the expense ratio is meaningfully cheaper — about 57% below the Aggressive Hybrid category average of 1.0% (based on 175 comparable funds). Lower costs compound in your favour over long holding periods.

Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -0.36 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 9.74% is on the lower side, suggesting a comparatively smoother ride.

Who should invest: This fund is best suited to investors who want a single fund blending equity growth with debt-driven stability. The High risk rating means near-term volatility should be expected — this isn't a fund to check daily.