Data shown is for informational purposes only and does not constitute investment advice. TopFund is not SEBI-registered. Consult a SEBI-registered advisor before investing.
SBI Short Horizon Debt Fund - Ultra Short Term Fund- Institutional Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)
★★★★★ 3rd-party
External rating
- Source: Third-party data provider (Groww/CRISIL)
- Original rating: 3/5, displayed as-is — TopFund does not modify third-party ratings
- Refresh frequency: Whenever TopFund re-syncs this fund's data
- Limitations: The provider's own rating methodology isn't disclosed here — see the provider's own site for their criteria
TopFund Score: 68/100 · Good
How this score is calculated
- Star rating (35%)3/5
- 3Y CAGR (30%)7.19%
- Expense ratio (20%)0.35%
- AUM (15%)₹11,880 Cr
Not investment advice — an analytical read of public fund data. Methodology →
SBI Mutual Fund · Debt · Ultra Short Duration
₹6,560.77
AUM: ₹11,880 Cr
NAV updated 13 days ago
Plan
Direct
Option
Idcw
Risk
Low to Moderate
Expense Ratio
0.35%
Exit Load
Nil
Fund Manager
Rajiv Radhakrishnan
Inception
Jan 2013
Benchmark
CRISIL Ultra Short Duration Debt A-I Index
Sharpe Ratio
-1.44
Std Dev (1Y)
0.59%
Historical Returns (CAGR)
Annualized trailing returns computed from NAV history — past performance only, not a guarantee of future results.
1m
+0.57%
3m
+1.9%
6m
+3.47%
1y
+6.56%
3y
+7.19%
5y
+6.45%
10y
+6.58%
since inception
+29.75%
TopFund's Take on SBI Short Horizon Debt Fund - Ultra Short Term Fund- Institutional Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)
SBI Short Horizon Debt Fund - Ultra Short Term Fund- Institutional Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) holds up reasonably well within the Ultra Short Duration category, currently carrying a 3-star rating. TopFund's composite Health Score, which weighs rating, 3-year CAGR, expense ratio and fund size, puts it at 68/100.
Cost: At 0.35%, the expense ratio runs 21% above the Ultra Short Duration category average of 0.29%. That gap is worth weighing against the fund's actual performance versus cheaper peers before committing to a long SIP.
Risk-adjusted performance: Over the trailing 1-year period, the fund shows a negative Sharpe ratio of -1.44 — over the past year, returns haven't kept pace with the volatility involved, even before accounting for the risk-free rate. Separately, annualised volatility of 0.59% is on the lower side for a Ultra Short Duration fund, suggesting a comparatively smoother ride.
Who should invest: This fund is best suited to investors whose goals and risk appetite align with a Debt fund.
This is an automated, data-driven analysis based on the fund's own metrics and its category peers — not personalized investment advice. Consult a SEBI-registered advisor before investing.
Sector Allocation
Asset Allocation
Fund Snapshot
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Tools & Guides for This Fund
Frequently Asked Questions about SBI Short Horizon Debt Fund - Ultra Short Term Fund- Institutional Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW)
The current NAV (Net Asset Value) of SBI Short Horizon Debt Fund - Ultra Short Term Fund- Institutional Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is ₹6560.77. NAV is updated every business day after market close by AMFI.
1Y: 6.56% · 3Y CAGR: 7.19% · 5Y CAGR: 6.45%
The expense ratio of SBI Short Horizon Debt Fund - Ultra Short Term Fund- Institutional Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is 0.35% per annum. This is the annual fee charged by the fund to manage your investment.
SBI Short Horizon Debt Fund - Ultra Short Term Fund- Institutional Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is managed by Rajiv Radhakrishnan at SBI Mutual Fund.
SBI Short Horizon Debt Fund - Ultra Short Term Fund- Institutional Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is classified as a Low to Moderate risk fund. It is suitable for investors with a moderate risk appetite.
SBI Short Horizon Debt Fund - Ultra Short Term Fund- Institutional Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is a Ultra Short Duration fund. SIP suitability depends on your investment goal and risk profile.
You can start a SIP in SBI Short Horizon Debt Fund - Ultra Short Term Fund- Institutional Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) with as little as ₹500 per month through most mutual fund platforms. The minimum lump sum investment is typically ₹1,000.
The Assets Under Management (AUM) of SBI Short Horizon Debt Fund - Ultra Short Term Fund- Institutional Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) is ₹11,880 crore. AUM indicates the total market value of assets managed by the fund.
* Past performance is not indicative of future results. Mutual fund investments are subject to market risks.
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